Saving for my wedding!

New_Bride

Thanks Daedalus and gothrockchic1,

OH is looking into all that (as I said I don't really know a lot about these things!) so fingers crossed it all checks out.

@ seekert sounds lovely I am hoping for a relaxed do, it won't be as cheap as yours but I'm certainly not going overboard (it's actually shocking how quickly prices can escalate!)

Thanks for the well wishes milla_ulliel :)

The loan was accepted so we're happy campers, so hopefully we can sort out a car sooner rather than later (I don't really need a car but OH does for work).

More importantly, I shouldn't wish my life away but I can't wait for payday at the end of the month. Hopefully the overtime I did will provide a boost savings-wise.

NB

New_Bride

Well the loan came through, car has been purchased and nothing else unexpected has happened (and fingers crossed it stays that way!)

I have £114 left in my bank account to do me until Thursday (payday). I am going out for dinner with friends on Wednesday (it’s been scheduled for the last six weeks or so, so I’ve been expecting it), I’ve never been to that restaurant but I’m guesstimating my share will come to £30 and £50.

I also have to top up my phone on Wednesday (£15.00) but other than that I don’t think I’ll need to spend any more money. I just need to make sure I remain organised and pack my lunches for work.

So whatever is left over I’ll probably put part of it towards our honeymoon savings account and the rest into my regular savings account (this account is for short to mid-term expenses). We’re probably talking about £10.00-£30.00 into each account but every little helps!

NB

New_Bride

Pay day today!

I am nursing quite the hangover today, last night was definitely an indulgence:D

It also meant I spent about £65 between food, drink and taxi (I hadn't accounted for the taxi fare!!! :eek:)

I had a couple of pound coins left over that went straight into my money jar today and a £5.00 note into my fiver envelope (yes I also save fivers - I am aware this is probably not very common. I don't save every single fiver I come across, but every now and again I would stash one away. I have £100 saved up now through this method, over the course of a few months).

Most of my direct debits come out next week and then I'll be able to see exactly how much extra I can save. Exciting times lol

NB

New_Bride

I did some sums so I now know how much money I’ll have left over after bills and standing orders for the month of April, so this is the master plan:

1) Short- to mid-term saving account: save an extra £80.00;
2) Honeymoon: save an extra £50.00;

If all of this happens and I have money to spare, the rest will go into:
3) Contingency: save up to £50.00;
4) Add whatever else I can into the short/mid-term savings account.

I'll do # 1 and 2 immediately so I won't be able to go back on my word, but I'll need to leave it a bit for the rest and see how I get on.

All of this should be doable provided I am organised, bring packed lunches to work, and generally don’t buy anything unnecessary. I really hope I can make it happen.

I have also updated my signature… only 5 months left until the big day!!!

New_Bride

Well I achieved all of these but the month isn't over yet, so hopefully nothing unexpected will happen before payday at the end of the month!

I just found out what my May pay looks like and I am a very happy bunny all my overtime has paid off (literally).

I'll see how I get on by the end of the month and will then come up with a plan of action. Is it sad that I'm looking forward to it?

NB

muffins76

Hi New Bride! I am getting married in August 2015 & have been putting away £200 a month to save. Have been looking into other ways so it's great to see your progress

New_Bride

Thanks for stopping bymuffins76, that's very similar to what my OH and I did, I think we started saying properly for the wedding Jan 2012 & we were putting away £250 between us (since this year we've had to up our game though!!!!)

It'll go in so fast for you, congratulations!

Well, thanks to my awesome overtime pay I've been able to go on savings overdrive today and have put away an extra £100 into my short/medium term savings, added £50 into my Isa (this is my "extreme circumstances" fund, and I'm aiming to have 6 months' worth of expenses saved up. I've been at it for years and I'm about 40% there ), add £50 to my honeymoon account and an extra £50 into the wedding fund. This is on top of what normally goes into these accounts.

Now I'm "poor" again but I have treated myself to a hair dressing appointment, and will see about maybe getting a facial beauty treatment (I had my first one last month and loved it - flippin' expensive though!)

But I don't really go out or buy myself anything so I might as well, it'll be a loooong time before I'll be able to get as good a pay!

As you can see I'm super excited about being able to save so much (sad I know!)

As always if I have anything left over by the end of the month I'll put it away too.

Hope everyone is keeping well, let's get these savings accounts topped up

NB

PS I need to update my signature. 4 paychecks until the big day!!!!!! :eek:

muffins76

I've been saving all my amazon vouchers from Swagbucks & other online sites, have already bought a video camera & tripod for the big day. We will definitely make use of it after the wedding for our holidays etc

One of our friends used to be a wedding photo/videographer & we'd rather have them do it not just because of our budget, but the personal touch is nice.

New_Bride

Nice one Muffins, you're on top of things rightly

Well, today we finally booked our honeymoon! Woop woop woop! And we're on budget so far *fingers crossed*

But I want to save up a bit extra so I'll post up a revised savings goal for next month when I know how much I'm due to get paid.

This month so far things are going quite well, I have overspent so I need to reel it in for the rest of the month but it shouldn't be anything overly hard. I have money set aside as contingency so if needs be I'll dip into that fund. I'll try not to though

NB

New_Bride

Hi folks,

Money situation is a bit bad this month in the sense that, whilst I haven't overspent, I don't have any extra cash to save on top of my normal savings.

I'm a bit annoyed, I'm going to have to be much more careful next month as I want to save extra for the wedding. I'm really worried about something unexpected coming up, so I want a "buffer" if/when that happens and at the minute I don't think we have enough wiggle room.

The month isn't over yet, so who knows, things might turn out to be better then...

NB