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Debate House Prices


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Where are your savings and/or investments going?

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Comments

  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    meljm2 wrote: »
    That is not very nice.

    Capital Economics and Money Week were the only ones who predicted the last crash in 2007.

    They will be right again

    Seems as if their view remains consistant.
    The UK Housing Market Analyst
    14th January, 2013
    Little prospect of a housing market recovery in 2013

    While house prices held up better than we expected towards the end of last year, the market’s underlying fundamentals remain unfavourable. Therefore, we have not made major adjustments to our housing market predictions. Overvaluation and a deteriorating labour market point to further falls in house prices. But with the supply of both new and used housing very suppressed, in the absence of a major shock price falls are likely to be modest.
  • IronWolf
    IronWolf Posts: 6,445 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Im about 60% in individual stocks, 40% cash including my emergency fund and a house deposit fund.
    Faith, hope, charity, these three; but the greatest of these is charity.
  • gadgetmind
    gadgetmind Posts: 11,130 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Of course you can add something for dividends so possibly 4.5%

    A bit more than that, generally.
    dividend income is at taxed as income tax


    Nope, dividend income is far more tax efficient than income tax.
    I am not a financial adviser and neither do I play one on television. I might occasionally give bad advice but at least it's free.

    Like all religions, the Faith of the Invisible Pink Unicorns is based upon both logic and faith. We have faith that they are pink; we logically know that they are invisible because we can't see them.
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