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The 1% Challenge - 100 ways to make your 1%

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  • emsikins
    emsikins Posts: 121 Forumite
    Tenth Anniversary Combo Breaker
    Woohoo, been accepted for a low interest rate for life card to balance transfer so although my percentages don't late, at least less interest is accruing :)
    Total debt at LBM... £16,815.02 :eek:
  • Tathie
    Tathie Posts: 12 Forumite
    Hey all :)

    With January usually being a hard month, it's great to see everyone posting really positive progress notes!

    I've moved on to a second debt of a total 6 debts. I have a real game plan for this one but I was also thinking about all my loose coins, finding change etc that I would start putting towards another debt too.

    Hopefully it doesn't become too complicated! Tallies at the moment:

    £230 / £1400 16%
    £11 / £700 1.%

    I have a few crafty items that I need to finish off, so that's the plan for the weekend and then hopefully ebay or etsy :)

    Have a lovely weekend everyone!
    T x
  • liz-paul
    liz-paul Posts: 899 Forumite
    I just transferred a few £s across to my account to round up my total to 28% now. It was only half a % but it's all going in the right direction. Planning to be at 30% by the end of the month!
    1% at a time no. 40. £8000 (For dream family holiday) 94/100
    MFW 2013 no. 62 £10,000/£10,000
    MFW 2014 no 62 £8000/£7000
  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Nothing to report today except that I'm hoping to be productive later and get some bits listed on Facebook. Might even get some sewing done, making a mobile phone pouch pattern at the minute :)

    Sarah x
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    At 5% now after I realised I'd forgotten to count the other money I'd saved. Silly me!

    95% to go!

    Good news is I can overpay on the loan with no charges or limits after I received the letter today meaning I will be able to make payments to bring the total down sooner than I thought.
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • Ok I have just paid my credit card bill and after interest deducted I have paid

    1% from debt 1 (it's more than 1 but not quite 2 :-))

    I don't have a number yet please may I have one :-)

    Many thanks
    Debt free by xmas 2014 challenge #114 £230.35/£5840 Roadkill rebel Jan 2014 #79 £0.00 Extra payment a week 2014 £30.14 7/52 50p saver 2014 #?? £14.00 20p saver 2014 #41 £6.80 1% challenge #?? debt 1 1% debt 2 0% Make £50 a month Jan £75.00 Xmas fund 2014 £70.99 Loose change pot £15.45
  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Evening all, made about £5 today on Facebook once they pay. :j listed a few bits and bumped some stuff so hopefully some more will sell in the week.

    Sent £40 over to debt 2b before I spent it. Was aiming for £56/1% but nvm.

    Hoping for a low spend week. Got tesco delivery coming in the evening tomorrow, Tuesday I'm pencilled in for costa (no cake! And might have enough points on card for it) and a rummage through charity shops, taking £10 with me. Weds will be a nsd, low spend Thursday at soft play and hopefully a nsd on Friday :)

    Sarah x
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    No sales on eBay today but have plenty ending this week. However £20 made in sales to the antique shop and one more box is emptied out of stuff. Just one more set to sell from there which will be going into a shop shortly.

    £20 going into loan settlement fund when I pay it into the bank next week.
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • Esme2014
    Esme2014 Posts: 15 Forumite
    Hi! Can I join? My overall debt is a bit daunting at the moment so I'd like to tackle each cc/ loan separately 1 at a time. First one to go is £5807 , hopefully by December 2014 so:

    1% = £58.07

    Thanks
    3/1378 - 52 week challenge
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Approx £30 made on eBay so far this week with items due to end in the next few day's. Pleased as it's quite a few items off to new homes and the declutter continues and some more funds towards the next 1%.

    I'll update when all have ended and are paid for with a total
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
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