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The 1% Challenge - 100 ways to make your 1%

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  • Sa1sysoo
    Sa1sysoo Posts: 297 Forumite
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    fizzyvimto wrote: »
    Bit of a set back this month due to car troubles. An unexpected expense but I'm really pleased that I've managed my money well and as a result I was able to pay for the repairs without resorting back to a credit card. :j

    I managed to pay £420 off this month.
    £1426/£6000 = 23%

    Oh, well done FizzyVimto! It must be so satisfying to have enough control over your finances to be able to absorb the unexpected! :T:T:T

    March was a sucky month for us, as we lost one of our cats unexpectedly. :( Other than being emotionally wrung out, it also hit us quite hard financially, as we hadn't insured him. We'd started a savings fund for them, but there was no way enough in there to cover it.
    The finances are still recovering, as I'm trying to move the money off the credit card with interest on to the two that don't have interest. Although they've confirmed the transfer, it's not showing up. :mad:

    So. I think we've skidded back to 27% from 35%, but there's a chance I'm double counting. I will have to refresh later this month.
    OH OD - £100.00/£100.00 Joint OD - £100.00/£100.00StepChange: £10,057.67
  • fizzyvimto
    fizzyvimto Posts: 6 Forumite
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    Oh no Sa1sysoo, I'm so sorry to hear that. Losing a pet is horrible. I hope you've not skidded too far back.
  • Rosa21
    Rosa21 Posts: 15 Forumite
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    Another 1% paid off credit cards making a total of 3%
  • floella80
    floella80 Posts: 247 Forumite
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    Hi, could I join your challenge please? I'd like to pay off my loan first as it has potentially only 9 months left to pay but I want to pay it before then.

    Floella80 1% = £32

    Thanks! :)
    Former Debt free wannabe. Now trying to save for a rainy day!
  • blubella
    blubella Posts: 576 Forumite
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    Another 1% for me..now at 6%
    #4 DFBXMAS24 - £2,207.85/£5,000
    NSD Challenge - Jan 15/12, Feb 3/12, Mar 10/10 Apr 10/12, May 5/12.
    SPC #44


    Success is the good fortune that comes from aspiration, desperation, perspiration & inspiration ~ Evan Esar
  • MissMonkeypenny
    MissMonkeypenny Posts: 22 Forumite
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    Is it too late to join in? I'd like to start with the hubby's credit card, currently sitting at £450, so I'm looking at 1% = £5 which should be more than doable!!
    B/card - £110 / £2200 (@0%) 1% challenge - 5% / 100%
    Loan - £0 / £13900 (@4.9%)
    Overdraft - £-942.79 / £-1800

    Mortgage - £58000 ish (awaiting login details)
  • fizzyvimto
    fizzyvimto Posts: 6 Forumite
    edited 2 May 2016 at 9:21PM
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    £720 paid this month.
    £2146/6000

    35%
  • LionessInWinter
    LionessInWinter Posts: 437 Forumite
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    Paid another 3%, now at 85% paid off credit card debt
  • Listerbelle
    Listerbelle Posts: 1,438 Forumite
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    LionessInWinter wrote: »
    Paid another 3%, now at 85% paid off credit card debt

    Fantastic!
    Your biggest asset is TIME! I'm focused on multi-generational financial freedom.
  • LionessInWinter
    LionessInWinter Posts: 437 Forumite
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    Listerbelle wrote: »
    Fantastic!

    Thanks for the support :) This is the closest we have ever been to getting rid of the credit card debt.
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