Bank of Ireland tracker mortgage % increase

alanq

Discussed this morning on Radio 4's MoneyBox programme

Around 14 mins in
http://www.bbc.co.uk/programmes/b01qzj1m

Thrugelmir

plimsolls_on wrote: »

Can all the smarmy people who are not affected get off this thread and let us (newbies or not) who ARE affected (mine is residential and is my only property).... discuss any courses of action. Personally, now i know there are others affected I feel better about it, and with the Guardian today. I do not need people who did scrutinize their small print when signing their own mortgages to lecture me.... rather rubbing salt into a seeping wound.

MSE is an open forum. For open discussion and debate. To inform.

Just because others don't agree with a particular point of view doesn't mean that they don't have a valid point to make.

BR_Landlord

plimsolls_on wrote: »

Can all the smarmy people who are not affected get off this thread and let us (newbies or not) who ARE affected (mine is residential and is my only property).... discuss any courses of action. Personally, now i know there are others affected I feel better about it, and with the Guardian today. I do not need people who did scrutinize their small print when signing their own mortgages to lecture me.... rather rubbing salt into a seeping wound.

I have found another forum online which gives informed, cool headed and intelligent suggestions. Dare I say dont waste your time here?

GMS

alanq wrote: »

Ironic that this post, complaining about another member touting for business, quotes the original post in full including contact details. The original post has been removed but thanks to GMS the contents of the offending post remain on view.

Forum Rules FAQs
"Don't comment on reported posts in the thread.
Just report it and let the Forum Team deal with it, even if you feel justified to make a comment. If you do, action could be taken on your posts as well. Please don't quote the post, as this causes the Forum Team more work. "

I have deleted the post. Error on my part

plimsolls_on

Thrugelmir wrote: »

MSE is an open forum. For open discussion and debate. To inform.

Just because others don't agree with a particular point of view doesn't mean that they don't have a valid point to make.

I'd rather be engaged in discussion than lectured at thanks... I'm off :T to find somewhere less judgmental

hightable

Thrugelmir wrote: »

Can't see the purpose of sockies myself. The idiots that use them become so apparent after a while.

Crass but few folk answer the funding. I borrow £1 for BOE + 1.75. They BOI borrow £1 for BOE because they can. Term is set. I pay them a margin of 1.75. Please explain why this is not the case.

Thrugelmir

plimsolls_on wrote: »

I'd rather be engaged in discussion than lectured at thanks... I'm off :T to find somewhere less judgmental

This is a financial forum. Sorry if the views don't fit your agenda.

As for accusations of judgemental. Do you behave morally in your day to day financial activity?

hightable

Thrugelmir wrote: »

MSE is an open forum. For open discussion and debate. To inform.

Just because others don't agree with a particular point of view doesn't mean that they don't have a valid point to make.

This is about numbers. Simply stating a proposition does not make it true. I have beliefs I do not assume they have validity. Please tell me why my numbers BOE+1.75 for term are not making BOI money. They borrowed the money at BOE. The margin is 1.75.

hightable

yobgnivas wrote: »

adding my two penneth to this thread (also to keep updated on developments....)

Also, has anyone looked into whether the BoI are entertaining mortgage redemption offers

Interesting I was advised to look at Country & . An adviser there said that BTL has a £5000 give away and a residential £1000. I phoned BOI asked for this to be applied they said it does not exist. I can draw no conclusions from this. Though indeterminancy springs to mind

hightable

Thrugelmir wrote: »

I've always spoken to my solicitor during the buying/selling process. Only takes a few minutes to cover the contract. As fairly standard document. Given the contents.

2 out of 16 have the clause what is standard about this. This is 1/8 or 12.5% Please give me the details of your solicitor so that he can sue mine for £30 an hour. I will put up £300k a lot of hours. This is a about a general thought. A lifetime tracker is ......

All were taken at the same time, we cannot know where an electron can be at any precise moment it can be in two places at the same time can a legal contract?