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The Mad March NSD Challenge

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Comments

  • cw18
    cw18 Posts: 8,630 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Is there anyone out there who would like to help with the updating??? Please???
    Apologies - I'm another who's only just seen this.

    Happy to help, as this challenge certainly makes me think twice about spending :)

    Saturday's a very bad day for me (OH is always over), and he's here until quite late 2 Sunday's out of 3 so probably best I avoid then as well if possible.

    Could do any weekday evening, although I'd prefer not Friday (normally on the phone 9pm until midnight, and have quite a few Saturdays this year that are going to require early starts - and quite probably OH coming over Friday tea-time). Could do most Fridays if you were really stuck, but I can think of at least 3 in the next few months where I'd have to ask someone to cover for me!
    Cheryl
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    Sazzie23 wrote: »
    Morning everyone

    Slept very badly, so staying in bed with the laptop as so tired I'm dizzy. Will try to get up and put a stew on, wash up etc since sleep seems to be evading me for now.

    Freeby just saw your post about updaters,

    I could give it a try, shifts can be a bit unpredictable but think I could reasonably manage one of the weekend days..is that any help?

    I think we all love the updates/updaters so its only fair to help out.
    typing this in google chrome which doesn't seem to like the smilies, going back to IE.

    Have a good day.

    Hi Sazzie :wave:

    Sorry you're sleeping badly, hope you manage to get some rest today.. take care xx

    Thank you for offering to help with the updates, you're a star :staradmin

    spoon x

    Freeby, I'd be happy to swap my Sunday update for another one during the week if that helps? I can't do Wednesday but any other day is fine.
    :) The time you enjoy wasting is not wasted time :)
  • #NSD3. I'm thinking of just dropping out for this month, I'm doing so so so badly.

    But I'm happy to do an update if it's helpful. Sunday, Tuesday or Wednesday preferably, if you don't mind the odd time of day it'll come in at.
    MFW diary here. 1 Feb 2017 $229,371 - MFD Feb 2043 :eek: aiming for May 2028
    14 August 2017 - Refinanced: $220,000
    January 2019 $211,580 Current MFD 31 June 2036
  • The_Boss
    The_Boss Posts: 5,864 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    #NSD3. I'm thinking of just dropping out for this month, I'm doing so so so badly.

    But I'm happy to do an update if it's helpful. Sunday, Tuesday or Wednesday preferably, if you don't mind the odd time of day it'll come in at.


    No need to give up. Three NSDs is terrific and even if you double that to 6 in March then that is roughly one fifth of all days in the month being an NSD :)
  • #NSD3. I'm thinking of just dropping out for this month, I'm doing so so so badly.

    YOU're doing badly?! I'm stuck on 1!!!!!! :eek:

    Listen to the boss! Just try to double it for the end of the month and you'll be doing fab!

    And yes I gotta get cracking too!! :p
    Wealth is what you're left with when all your money runs out
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Morning all :hello:


    Got my 6th NSD

    Thank you Freeby, Spoon, BDINI and Marmite
    IF…x


    r01u247fs4.gif
    "If wishes were horses, then beggars would ride"
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Sazzie23 wrote: »
    Freeby just saw your post about updaters,

    I could give it a try, shifts can be a bit unpredictable but think I could reasonably manage one of the weekend days..is that any help?
    cw18 wrote: »
    Apologies - I'm another who's only just seen this.

    Happy to help, as this challenge certainly makes me think twice about spending :)

    Saturday's a very bad day for me (OH is always over), and he's here until quite late 2 Sunday's out of 3 so probably best I avoid then as well if possible.

    Could do any weekday evening, although I'd prefer not Friday (normally on the phone 9pm until midnight, and have quite a few Saturdays this year that are going to require early starts - and quite probably OH coming over Friday tea-time). Could do most Fridays if you were really stuck, but I can think of at least 3 in the next few months where I'd have to ask someone to cover for me!
    Hi Sazzie :wave:


    Freeby, I'd be happy to swap my Sunday update for another one during the week if that helps? I can't do Wednesday but any other day is fine.


    You are a lovely, lovely lot :A

    Thank you for your offers to help.

    I was wondering if something like this would be okay with you all

    Monday - Marmite
    Tuesday - Spoony
    Wednesday - Spoony
    Thursday - Cheryl
    Friday - Freeby
    Saturday -Freeby
    Sunday - Sazzie

    Let me know if you would like to pick another day :)


    And if anyone else would like to help, we'd be very grateful. The more the merrier :T
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    #NSD3. I'm thinking of just dropping out for this month, I'm doing so so so badly.

    But I'm happy to do an update if it's helpful. Sunday, Tuesday or Wednesday preferably, if you don't mind the odd time of day it'll come in at.


    Thank you for your offer armchair :A Let me know if you would like one of the days that spoony or I do or what ever fits in best with your time zone :rotfl:

    And don't you dare drop out. :mad: If you drop out that old feeling of "well it doesn't matter I'm not doing the challenge this month" will set in and then you'll be a spendy armchair. Stick at it, be good and get as many as you can. Your target is not the be all and end all. What matters is concentrating on not spending money that you don't need to and being a dedicated MSE'er. :)
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • Not an NSD yesterday. Bought my mum a meal, bought some satchels and spray paint so i can do them up, and signed up to a monthly craft box as i want to start doing this. NSD 8 today, theoreticaly i won't be spending any money this week at all.
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    edited 11 March 2013 at 2:23PM
    2ym65q8.gif

    Hiya my No Spendy chums :hello:
    As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
    Could we ask you to highlight your number of NSDs in a colour and in bold so that Freeby, Spoon, Marmite, Cheryl and Sazzie can see them easily when they whizz through the posts - red would be best but they don't really mind as long as they can see the numbers easily.
    Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

    NO SPEND CHALLENGE.


    1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
    Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
    2. It is NOT a race!
    We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way wink2.gif
    3. Most important of all, WE..DO..NOT..FAIL!
    Sometimes we can't quite reach our Target, but that is fine :) Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

    OK, an idea of how some of us do things.
    1. What you will or will not include as a 'Spend'.
    Some people are doing other challenges too, & don't include the money spent on those for this one.
    Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch sport-smiley-003.gif & have been l-o-n-g time Nsders so don't panic :p
    Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet :(
    Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
    General thoughts on €bay sales is the buyer has paid P&P so no cost to you :D
    2. It takes Time to reach mega-numbers!
    The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline action-smiley-076.gif
    It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..
    let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one ;) (**mine's jam jars for windows, milkman & a bit towards the bills!)
    3. Any day the money stays in your pocket is a bonus!
    If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile :D

    We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club :D The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained :o

    And Remember;
    there are no silly questions, so don't be afraid to ask us anything!
    "If wishes were horses, then beggars would ride"
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