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Luma Application

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Comments

  • Mr_Upset_2
    Mr_Upset_2 Posts: 22 Forumite
    edited 12 May 2013 at 6:31AM
    sharpy2010 wrote: »
    Out of spite probably.

    However, Capital One won't care, so the only loser here is the OP.

    Lol!
    Not at all see my last post. I'm no loser thank you very much lol.

    How rude!

    p.s. the £50 compo they just paid proves I am not the loser :)
  • Mr_Upset_2
    Mr_Upset_2 Posts: 22 Forumite
    SnowTiger wrote: »
    That seems a bit silly.

    You've effectively closed down your Caplital One account because they wouldn't give you a second card.

    Was your Capital One card a secured card? That's just about the only reason anyone would want a Luma card in preference to a Capital One card.

    Oh well, next stop Vanquis. Unless you have another credit card. In which case, I'd wonder why you wanted the Luma.

    I have Vanquis etc and also a couple of others but felt that Luma was a step-up from the basic card I had. No it wasn't secured, it is a normal card account but only has £200 limit which isn't even enough to pay for my weekly shop for the family so it's pointless having it. Too many cards on your credit file is also bad so why keep it open when I don't use it?
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