Quidco and Car Insurance

Gilliey

Hi Guys

Please can you help - I went on "Confused.com" and got a good deal on Halifax car insurance, then joined Quidco and seemed to have to again add all my car details on to the Halifax site through Quidco - now the insurance has gone up by over £80.....what am I doing wrong / can I retreive the original quote and use Quidco?? I realise that you are probably going to sigh as I'm doing something simply stupid!!!

Thanks in advance

G

custardy

Gilliey wrote: »

Hi Guys

Please can you help - I went on "Confused.com" and got a good deal on Halifax car insurance, then joined Quidco and seemed to have to again add all my car details on to the Halifax site through Quidco - now the insurance has gone up by over £80.....what am I doing wrong / can I retreive the original quote and use Quidco?? I realise that you are probably going to sigh as I'm doing something simply stupid!!!

Thanks in advance

G

have you tried clearing your cookies
clicking through to confused
logging in and retrieving the quote?
on a personal note,you realise top cash back doesnt charge a fee?

Gilliey

custardy wrote: »

have you tried clearing your cookies
clicking through to confused
logging in and retrieving the quote?
on a personal note,you realise top cash back doesnt charge a fee?

Thank you, I thought I had but just to confirm, I can use the saved referance number from confused and then plug it into the Halifax website through Quidco - do I need to shut confused down and clear the cookies, then go back to quidco (all combined, the best deal was Halifax / quidco combi) sorry to be thick but this is becoming confusing??
G

custardy

Gilliey wrote: »

Thank you, I thought I had but just to confirm, I can use the saved referance number from confused and then plug it into the Halifax website through Quidco - do I need to shut confused down and clear the cookies, then go back to quidco (all combined, the best deal was Halifax / quidco combi) sorry to be thick but this is becoming confusing??
G

hold on
are you clicking through from Confused
or going to Halifax to get Quidco?

Gilliey

custardy wrote: »

hold on
are you clicking through from Confused
or going to Halifax to get Quidco?

Oh dear neither, getting confused quote, coming out of confused website, going to quidco then clicking Halifax through quidco site, then re-applying??? Not the right way??
G

custardy

Gilliey wrote: »

Oh dear neither, getting confused quote, coming out of confused website, going to quidco then clicking Halifax through quidco site, then re-applying??? Not the right way??
G

sadly not
to get quidco you need to do the transaction wholly by the click through the quidco/site process(though sometimes you can get around it in certain sites)
so you need to go to quidco and then (in this case) halifax to get your cashback
Halifax pay Confused commision for sending customers to them
so they dont want to pay Quidco & Confused to get your business

Gilliey

Thanks for your patients Custardy but that is what I have been doing and the same quote through Quidco comes out at £80 more then the same quote through Confused?? is this normal I thought the same details would generate the same quote from the Halifax no matter which website I applied through??
Thanks again
G

BlueC

Gilliey wrote: »

Thanks for your patients Custardy but that is what I have been doing and the same quote through Quidco comes out at £80 more then the same quote through Confused?? is this normal I thought the same details would generate the same quote from the Halifax no matter which website I applied through??
Thanks again
G

It is normal - it's a bit of a scam really. The insurer detects where you are being referred from and adjusts the premium accordingly. If they have to pay £x to quidco in referral fees then they need to recoup that money somehow... which they do through bumping up the costs.

Gilliey

Thanks BlueC, guess the old saying is true.." If it seems to good to be true, it probably is":(
Thought I was on to a winner with the cash back - insurance has got sooo expensive now!!

glenbois

I have used quidco for the past 5 or 6 years to get car insurance and cash back, this year however the quotes are coming out way above direct line even with cashback and as such no cashback this year.

fivetide

BlueC wrote: »

It is normal - it's a bit of a scam really. The insurer detects where you are being referred from and adjusts the premium accordingly. If they have to pay £x to quidco in referral fees then they need to recoup that money somehow... which they do through bumping up the costs.

I think that is part of the issue. The idea with cashback is instead of the bung going to the comparison site or Google it goes to you.

so whether it is quidco or the meerkats, Halifax have to pay a bung. The only difference might be the size of it.

Personally I found my quotes were always the same. Last year i went with the AA as topcashback meant getting the same deal as the meerkats but with the added bonus of a discount and money back.