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Britannia Mortgage 5 year Fixed - no fee
aj9648
Posts: 1,386 Forumite
Hi.......I am !!!!!! !!!
Just saw this that the Britannia (coop) are offering a fee free 5 year fixed at 2.79%. I only applied and have now had my mortgage confirmed at the old admin fee which was £999.
The house has not completed - can I do anything?
Just saw this that the Britannia (coop) are offering a fee free 5 year fixed at 2.79%. I only applied and have now had my mortgage confirmed at the old admin fee which was £999.
The house has not completed - can I do anything?
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Comments
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Ask the lender.
See the latter posts on this thread;-
https://forums.moneysavingexpert.com/discussion/comment/59482469#Comment_59482469I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
Just checked both sites, the best fee free is a 75% 5 Year at 3.39%.
The 60% 5Yr 2.79% is still showing £999 fee0 -
It changes tomorrow.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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Ok, thanks.
As £150 is the Booking fee, they may refund back £849?? But like Kingstreet said ask the lender. Britannia are pretty human over the phone and usually quite helpful.0 -
Could I phone, cancel and then reapply tomorrow?0
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Until someone actually picks up the phone and asks the questions, we have no way of knowing what the lender will, or won't, accept.
Unfortunately, that means someone who has an application in to Brit or Co-op is going to have to trailblaze for us and report back for future enquirers.
Thanks.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
Gonna do it today later on way back home....0
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I hoped that would be a big enough hint!Gonna do it today later on way back home....
I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
I spoke to the call centre this morning, they didn't even know about the change themselves until a long hold on the phone!
I'm in the same position - The £150 was paid out of my account 2 days ago.
They have told me they will not refund the £150 but will change my product code to the new one on Thursday - which will save £849.
Will report back on Thursday!0 -
Blueskys - you have a phone number?0
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