What do we predict the 2013/14 ISA interest rates to be?

Nine_Lives

evenasus wrote: »

But you can't do that if you want a fixed rate account. Not that there are any good rates out there anyway.

Post #1 in the thread ....

Nine_Lives wrote: »

I can't lock my money for any time, so myself i'm only looking at instant access.

stevie888

Its not looking good for ISA rates so far. The ones already released surely give us an indication that we won't get 3% this year. Very much glad I fixed away for 2 years with the Santander 4% option last year.

MoneySaverLog

Whatever it is it needs to beat 3.7% otherwise I'll just add onto my existing LTSB ISA at that rate.

Gadfium

MoneySaverLog wrote: »

Whatever it is it needs to beat 3.7% otherwise I'll just add onto my existing LTSB ISA at that rate.

I can't see any ISA hitting that rate next tax year. I'd love to be proved wrong though.

Gizmo247

stevie888 wrote: »

Its not looking good for ISA rates so far. The ones already released surely give us an indication that we won't get 3% this year. Very much glad I fixed away for 2 years with the Santander 4% option last year.

Isn't it 4.1% now Rory won an Major :-)

jonmcclelland

I think ~2.5% will be the peak this time around. One bank might do a surprise, like Nationwide last year but I doubt it.

My 3.0% with Halifax from last year matures on Tuesday so I will be doing something then. I don't think I'll take the plunge on rates immediately, but will be looking at the rates towards middle-end of March. I'll keep the account at their 1.95% rate for a week or two and see what's available. A small loss for hopefully a larger gain this year.