MOT failure and using car until repairs are done

nickcc

Not sure how your car could fail and not be issued with a fail certificate.

jaybeetoo

http://www.autonetinsurance.co.uk/autonet-insurance-company-blog/autonet-insurance-company-blog/2012/03/09/failed-mot-can-i-drive-my-vehicle-/

Paradigm

jaybeetoo wrote: »

http://www.autonetinsurance.co.uk/autonet-insurance-company-blog/autonet-insurance-company-blog/2012/03/09/failed-mot-can-i-drive-my-vehicle-/

Taken from the above link.....

Asking a family friend or colleague is normally what most people do, which can sometimes result in getting the wrong information.

Quite right, so why follow up with....

The law states each vehicle needs to have a valid MOT if not the insurance would be void. If a vehicle fails its MOT it can potentially become dangerous which would cause hazards for the driver as well as other motorists on the roads. The current MOT becomes void even if it has a month before it expires once a new MOT is carried out. The short version is the new MOT which replaces the old MOT whether it passes or not.

Really??? Good Lord!!

vaio

Nah, insurance validity is independent of MOT status

swiftnick

Playing Devils advocate here. I've got 4 bald tyres, faulty brakes and a smashed headlamp.

As long as I'm booked in for a MoT I am still legal to drive on the road?

Nick (Nominated Tester)

jaybeetoo

https://www.gov.uk/getting-an-mot/after-the-test


"If your vehicle fails the test you’ll get a ‘notification of failure’ from the test centre. The failure will be recorded in the secure central MOT database.

Until it passes a retest, you can only drive your vehicle:

- to a pre-arranged appointment at a garage to have the repairs done
- to a pre-arranged MOT test appointment

Your vehicle should be retested at the same test centre which did the original test."

My insurance policy says I must keep my car in a "roadworthy condition".

vaio

swiftnick wrote: »

Playing Devils advocate here. I've got 4 bald tyres, faulty brakes and a smashed headlamp.

As long as I'm booked in for a MoT I am still legal to drive on the road?

Nick (Nominated Tester)

Legal in terms of MOT

Illegal in terms of assorted tyre, brake & lighting offences

Paradigm

jaybeetoo wrote: »

https://www.gov.uk/getting-an-mot/after-the-test


"If your vehicle fails the test you’ll get a ‘notification of failure’ from the test centre. The failure will be recorded in the secure central MOT database.

Until it passes a retest, you can only drive your vehicle:

- to a pre-arranged appointment at a garage to have the repairs done
- to a pre-arranged MOT test appointment

Your vehicle should be retested at the same test centre which did the original test."

Yep & the point is?

jaybeetoo wrote: »

My insurance policy says I must keep my car in a "roadworthy condition".

Most do but having a MOT is totally different to having a roadworthy car.

Rover_Driver

jaybeetoo wrote: »

https://www.gov.uk/getting-an-mot/after-the-test


"If your vehicle fails the test you’ll get a ‘notification of failure’ from the test centre. The failure will be recorded in the secure central MOT database.

Until it passes a retest, you can only drive your vehicle:

- to a pre-arranged appointment at a garage to have the repairs done
- to a pre-arranged MOT test appointment

Your vehicle should be retested at the same test centre which did the original test."

That link only applies if there is not a current test certificate force at the time.
If you have a current test certificate, you can use the vehicle until it expires.

Aretnap

jaybeetoo wrote: »

My insurance policy says I must keep my car in a "roadworthy condition".

It can say what it likes but the clause is meaningless as far as their third party liabilities go.

148 Avoidance of certain exceptions to policies or securities.
(1)Where a certificate of insurance or certificate of security has been delivered under section 147 of this Act to the person by whom a policy has been effected or to whom a security has been given, so much of the policy or security as purports to restrict—
(a)the insurance of the persons insured by the policy, or
(b)the operation of the security,
(as the case may be) by reference to any of the matters mentioned in subsection (2) below shall, as respects such liabilities as are required to be covered by a policy under section 145 of this Act, be of no effect.

(2)Those matters are—
(a)the age or physical or mental condition of persons driving the vehicle,
(b)the condition of the vehicle,
(c)the number of persons that the vehicle carries,
(d)the weight or physical characteristics of the goods that the vehicle carries,
(e)the time at which or the areas within which the vehicle is used,
(f)the horsepower or cylinder capacity or value of the vehicle,
(g)the carrying on the vehicle of any particular apparatus, or
(h)the carrying on the vehicle of any particular means of identification other than any means of identification required to be carried by or under the Vehicle Excise and Registration Act 1994.