Statute barred debt - Where do I stand? any advice please help :(

fermi

Merged with previous thread so people can see what has already been discussed.

fermi

Possible wording ---> http://www.consumeractiongroup.co.uk/forum/showthread.php?162456-Help-with-statute-barred-debt-county-court-claim-form&p=1742711&viewfull=1#post1742711

annoyedindebt

So does the following sound ok?



1 The Claimant's claim was issued on (date).

2 The Claimant contends that the Claimant's claim so issued is a claim in contract and is statute barred pursuant to the provisions of section 5 of the Limitation Act 1980. If, which is denied, the claimant contends that the Defendant is in breach of the alleged contract, in excess of 6 years have elapsed since the date on which any cause of action for breach accrued for the benefit of the Claimant.

3 The Claimant's claim to be entitled to payment of £x or any other sum, or relief of any kind is denied.

I BELIEVE THAT THE CONTENTS OF THIS DEFENCE ARE TRUE.

Signed:

Dated:

fermi

Should read as.....

2 The Defendant contends

FireWyrm

Sounds good to me. It is statute barred, so the creditor can go jump. I would very much keep an eye on this and not let it get swept under the carpet as it's very much more trouble to undo it once it has been done, than it is to prevent it in the first place.

annoyedindebt

fermi wrote: »

Should read as.....

2 The Defendant contends

Thank you, it was a copy and paste

fermi

annoyedindebt wrote: »

So does the following sound ok?

I would give somewhere like National Debtline (freephone 0808 808 4000) a call and run it past a professional debt advisor just to be on the safe side.

annoyedindebt

fermi wrote: »

I would give somewhere like National Debtline (freephone 0808 808 4000) a call and run it past a professional debt advisor just to be on the safe side.

Yes, im going to phone now as I want the papers in the post today. Thanks for the help.

magpiecottage

Have you had ANY dealings with Lloyds TSB in the last six years?

annoyedindebt

magpiecottage wrote: »

Have you had ANY dealings with Lloyds TSB in the last six years?

No, as I keep saying