DMP & Mutual Support Thread - Part 9

FuzzyDF

Thank you Sunny and Kate, I need a lot of reassurance now!

I might stop searching the web now for "bailiff" and "Holloway Prison for debtors".

Sazzie23

FuzzyDF wrote: »

Thank you Sunny and Kate, I need a lot of reassurance now!

I might stop searching the web now for "bailiff" and "Holloway Prison for debtors".

Been there, done that : (looks back and laughs :rotfl:)
I even had a plan to move my stuff into storage in case the bailiffs came.......

I am forever grateful to the HBOS operator who gently suggested I call Stepchange.

Keep up the good works everyone

TimeToDoIt

Hi FuzzyDF

I'm at the same stage as you, also hoping that the plan will be set up ready for 1 July.

I feel like I'm on a complete roller coaster ride of emotions, do you?

At first, the though of over two years was horrifying, but now...? 2 years? That's doable!!

Good luck with it x

Kate_fixing_it

FuzzyDF wrote: »

Thank you Sunny and Kate, I need a lot of reassurance now!

I might stop searching the web now for "bailiff" and "Holloway Prison for debtors".

Nah, they won't send you there, they'd have to wait to wait even longer to get their money back and there's no room

Glad to see you sounding a bit brighter

Kate x

Suseka

Hi all,

Haven't been on for a wee while, so need to catch up with numerous posts a bit later on and see how everyone is doing.

My son and grand-daughter are visiting this week, so busy keeping an almost 3yr old amused (exhausting, but fun). So just popping in quickly to update my details as I have just completed my first annual review (which was actually very easy to do online - phew). We are able to increase our monthly payments a little which brings our DFD closer by 5 months - yey

Most creditors have now defaulted us, just need to deal with Halifax who are the only ones still charging interest :mad:

Can't believe how quickly this last year has gone and I have learned to budget much more effectively. I still have the odd down day, but on the whole feel so much better than the 'dark days' before we started our DMP.

So to all those thinking about a DMP, or just about to start one - all I would like to say is you won't regret it and however you are feeling right now.... it can only get better.

Take control and make it happen

TimeToDoIt

Ive just this second received a text message saying "we have set up your dmp, your first payment is due 1 july"

Wow

Time_to_face_the_music

Suseka wrote: »

Hi all,

Haven't been on for a wee while, so need to catch up with numerous posts a bit later on and see how everyone is doing.

My son and grand-daughter are visiting this week, so busy keeping an almost 3yr old amused (exhausting, but fun). So just popping in quickly to update my details as I have just completed my first annual review (which was actually very easy to do online - phew). We are able to increase our monthly payments a little which brings our DFD closer by 5 months - yey

Most creditors have now defaulted us, just need to deal with Halifax who are the only ones still charging interest :mad:

Can't believe how quickly this last year has gone and I have learned to budget much more effectively. I still have the odd down day, but on the whole feel so much better than the 'dark days' before we started our DMP.

So to all those thinking about a DMP, or just about to start one - all I would like to say is you won't regret it and however you are feeling right now.... it can only get better.

Take control and make it happen

That update is looking great Suseka and 15% paid off :j

Have fun with your granddaughter ......

then go get Halifax!

TTFTM x

Powered_By_Pies

TimeToDoIt wrote: »

Ive just this second received a text message saying "we have set up your dmp, your first payment is due 1 july"

Wow

Hardest part's over... Now you just need to make sure that extra money not being swallowed up by repayments every pay-day works for you, not for everyone else!

TimeToDoIt

Definitely powered_by_pies and grab making sure I stay in the black in future!!

Monkeyballs

FuzzyDF wrote: »

Thank you Sunny and Kate, I need a lot of reassurance now!

I might stop searching the web now for "bailiff" and "Holloway Prison for debtors".

I thought the Halifax used an East European debt collection firm called Kiq'uer Eideen (pronounced Kick-yer 'Ed-in)?

No need to Google them I did it for you:

Kiq'uer Eideen Ltd

Founded: 5th June 2014 (moments ago) in the head of Monkeyballs of Greyskull Ltd and operating on behalf of T'Alifax Bank.

Operating out of: Castle Greyskull, a small fishing port on the island of Iz Niice in East Europe on the border between between Poland and France.

Currently employing: Just three staff members; Monkeyballs Von Gruber (Owner/Director), Yuri Nmyway (Muscle/Villain) and Mavis Miggleswade (Muscle/Tea lady).

Turnover to Date: Several times each night.

Estimated Value: Purely Sintimental

Lets hope your debt doesn't get passed to these guys... Not wanting to worry you luv

MB (Von G) of G x