car insurance

ingrid27

Has anyone got any advice on cheap car insurance?
I am 57 years old and I hope to pass my test, I do not have any no claims bonus and the quotes I have got have been in the region of £1630.00. Has anyone got any tips?
Thank you

cajef

You may get more replies if you post in the Insurance forum.

http://forums.moneysavingexpert.com/forumdisplay.php?f=21

forgotmyname

Do every comparison site, Every online sites, Every company in the ywllow pages and Every local broker.

Then you will know if you can get it cheaper. New drivers are high risk. Good job your not 17 or it would be around £4000

Also choose some oddball cars. Dont choose a Corsa because its what you learned to drive in. Lots of new drivers buy them and crash them so pushes the costs up.

How about an old volvo estate? What cars are you looking at?

And ignore the insurance group. A group 10 car maybe cheaper to insure than a group 2 car.

spacey2012

Good advice on insurance groups, they mean very little.
Boy racer car = huge premiums

Hintza

£1,630 equates to a premium of £490 for those of us who have 70% NCD.

So in effect they are charging you 3x times what they charge me for the Panda and around 2x what we get charged for the Cherokee (before NCD is deducted).

Foxy-Stoat_3

Best just run some quotes through and choose a lowish group car.

Sad fact is that a group 2 car will cost you less to insure than a group 14 car.

Suzuki Altro 1.0ltr £433
Vauxhall Corse 1.2ltr £433
Ford Fiesta 1.2ltr £473
Toyota Yaris 1.0ltr £440
Volvo 940 2.0 ltr £567

Based on late 30's lowish postcode with full license for years, no ncd, no accidents/claims/convictions.

Try insurers with provisional and full license. Might be worth buying a car once you pass your test. If you still get no where, try a broker, they should be able to better £1000 unless you live in a high risk area.