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American Express Guide

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  • mihaid
    mihaid Posts: 136 Forumite
    silvercar wrote: »
    In the post today, details of more offers here

    Most exciting (!) seems to be an extra point per £ at Gap and House of Fraser.
    That link doesn't work.
  • thesaver79
    thesaver79 Posts: 189 Forumite
    mihaid wrote: »
    That link doesn't work.

    http://cardmemberoffers.co.uk/
  • silvercar
    silvercar Posts: 49,628 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    Received an email today offering 2.99% off your bill for 6 months (May-November). Seems almost too good to be true.

    T&C:

    Terms and Conditions

    1. The promotional rate applies to purchases only and does not include Balance Transfers, Cash Advances, American Express Travellers Cheque purchases, Foreign Exchange, interest, any spending in excess of your Credit Limit, charges for returned payments, late payment or referral charges. Cardmembers whose payment history is not up-to-date may not be eligible for this offer.

    2. The promotional period is for six months from 30 May - 30 November 2013. From 1 December 2013 the standard contractual interest rate will apply to any outstanding balances or to new purchases.

    3. Cardmembers who have received this offer directly from American Express must activate the offer at amex.co.uk/lowrate by 19 May 2013. If you have any issues enrolling online please call the Customer Services number on the back of your Card before 19 May 2013. We are unable to accept any registrations for this offer after midnight 19 May 2013
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • thesaver79
    thesaver79 Posts: 189 Forumite
    silvercar wrote: »
    Received an email today offering 2.99% off your bill for 6 months (May-November). Seems almost too good to be true.

    I didn't :( Which card(s) have you got?
  • silvercar
    silvercar Posts: 49,628 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    thesaver79 wrote: »
    I didn't :( Which card(s) have you got?

    British Airways Amex Premium Plus (the one with the £150 fee).
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • reclusive46
    reclusive46 Posts: 2,698 Forumite
    edited 1 May 2013 at 2:06PM
    silvercar wrote: »
    Received an email today offering 2.99% off your bill for 6 months (May-November). Seems almost too good to be true.

    T&C:

    Terms and Conditions

    1. The promotional rate applies to purchases only and does not include Balance Transfers, Cash Advances, American Express Travellers Cheque purchases, Foreign Exchange, interest, any spending in excess of your Credit Limit, charges for returned payments, late payment or referral charges. Cardmembers whose payment history is not up-to-date may not be eligible for this offer.

    2. The promotional period is for six months from 30 May - 30 November 2013. From 1 December 2013 the standard contractual interest rate will apply to any outstanding balances or to new purchases.

    3. Cardmembers who have received this offer directly from American Express must activate the offer at amex.co.uk/lowrate by 19 May 2013. If you have any issues enrolling online please call the Customer Services number on the back of your Card before 19 May 2013. We are unable to accept any registrations for this offer after midnight 19 May 2013

    I have 3 Amex cards and didn't get this offer on any of them. This effectively wipes out the forex fee.
  • OllyM
    OllyM Posts: 370 Forumite
    Part of the Furniture
    silvercar wrote: »
    Received an email today offering 2.99% off your bill for 6 months (May-November). Seems almost too good to be true.

    I think this is 2.99% APR charged on borrowing rather than your usual rate, not 2.99% off your bill in those months!

    I get these every once in a while but as I always pay off in full it's pointless.
  • reclusive46
    reclusive46 Posts: 2,698 Forumite
    OllyM wrote: »
    I think this is 2.99% APR charged on borrowing rather than your usual rate, not 2.99% off your bill in those months!

    I get these every once in a while but as I always pay off in full it's pointless.

    Ah that makes more sense.
  • Russinating
    Russinating Posts: 254 Forumite
    Part of the Furniture Combo Breaker
    I got the email too as an offer on my BA card.
    When it comes to travel, our special offer means more of what you love for less.

    As a valued Cardmember we are pleased to offer you a 2.99% p.a. promotional rate for all your purchases between 30 May and 30 November 2013 – a whole six months.

    If you choose to pay off your balance in full at the end of each month, there is no interest to pay as usual. However, should you prefer to pay off your balance at a later date, interest will be charged at a very low 2.99%. On 1 December 2013 the rate will return to its current level and all unpaid balances will then be charged at this rate.
    | Amex & Foursquare Hoarder |
    Cashback & Points (26/02/13)
    Nectar: 71,816 (£357) | Avios: 62,036 | Membership Rewards: 45,076 (£225)
    Foursquare & Xbox Cashback: £1,865 | Quidco Paid: £986
  • Laura_Figel
    Laura_Figel Posts: 15 Forumite
    oving that there's a definitive guide to the Foursquare offers now, nice work
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