Interest free credit cards.

GingerBiscuit17

I currently have a bank credit card with an 18% APR and would like to balance transfer to a 0% card with another provider. The problem I have is that the amount I want to transfer is £6000. When i apply for a new card will a new provider allow me to transfer over the full £6000? Any advice is greatly appreciated as money matter confuse the hell out of me.

[Deleted User]

It depends on the credit limit they give you. May be more or less than 6k, depending the risk they view you as.

GingerBiscuit17

Thank you for your reply, how would i know what the credit limit is? or is it a case of when i apply i will find out?

[Deleted User]

You'll only find out when accepted (or not).

CLAPTON

and don't reject an offer if the limit is less than 6000
something at 0% is a lot better than nothing at 0%

GingerBiscuit17

very true but doesnt it get complicated paying off two credit cards at the same time? I am also paying off a loan at the same time.

[Deleted User]

GingerBiscuit17 wrote: »

very true but doesnt it get complicated paying off two credit cards at the same time? I am also paying off a loan at the same time.

That's what DDS are for.

thenudeone

GingerBiscuit17 wrote: »

very true but doesnt it get complicated paying off two credit cards at the same time? I am also paying off a loan at the same time.

No more complicated than paying a gas bill, an electricity bill, a water bill, a council tax bill, a phone bill, and a broadband bill every month.