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Buy now or wait?
Comments
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We are FTBs on 5x joint incomes. But we are on fixed rate, can afford the repayments, and will be in a better position to remortgage in 2 years time.
The rent on a 2 bed flat is more than we're paying on the mortgage.
Luckily we don't want children either.....0 -
My partner(20) and i (19) bought a 2 bed flat November 2006.
We had a 100% mortgage and it was 3.85 x our joint income.
our mortgage is the same as renting in the area.
We are fixed for 5 years, so if something does happen it should happen within the next 5 years, if not we will just remortgage in 5 years time.
We are happy that we can afford it and that we could afford higher interest rates, aslong as you are sensible with your figures and are confident in what you are doing then go for it.0 -
just going off topic, Melissa your avatar! :money:
not sure if it's you, but from that little pic looks like
body off baywatch :whistle:
face off crimewatch :undecided
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yes It is me0
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Welcome to House buying, renting selling and property prices Melissa, we are not all so rude :AWell life is harsh, hug me don't reject me.0
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You may find useful information for buying house through my signature0
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^^^ interesting first post
more interesting than mine though LOL0 -
Tiger_greeneyes, what other internet forums do you go on? This site is nice and friendly and sometimes I moderate my comments to match. Having recently spent some time on a few other forum where posters entire extended family's names and addresses and other posters drink driving convictions have been banded about, this place is polite and quiet.Tiger_greeneyes wrote: »Firstly, your aggression is bordering ridiculous - this is an internet forum! .......A house isn't a home without a cat.
Those are my principles. If you don't like them, I have others.
I have writer's block - I can't begin to tell you about it.
You told me again you preferred handsome men but for me you would make an exception.
It's a recession when your neighbour loses his job; it's a depression when you lose yours.0 -
Bobproperty, I don't get your point?
That comment was directed at someone else, and we've since sorted it out. I don't see what other forums either you or I frequent has to do with it?
Are you saying that if something bothers me, I shouldn't mention it because there are worse things happening elsewhere?
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My point was that if you considered what was being said was "ridiculous" "aggression" then you'd better not venture to some other internet forums that I have seen or go on.Tiger_greeneyes wrote: »Bobproperty, I don't get your point?
I do, see my answer above. If your only experience of forums is this one, you really will find some others "aggressive".Tiger_greeneyes wrote: »That comment was directed at someone else, and we've since sorted it out. I don't see what other forums either you or I frequent has to do with it?
No. Did I say that? No.Tiger_greeneyes wrote: »Are you saying that if something bothers me, I shouldn't mention it because there are worse things happening elsewhere?A house isn't a home without a cat.
Those are my principles. If you don't like them, I have others.
I have writer's block - I can't begin to tell you about it.
You told me again you preferred handsome men but for me you would make an exception.
It's a recession when your neighbour loses his job; it's a depression when you lose yours.0
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