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Struggled with debt for 12 years and now at the end of my rope.
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I'd say now to stop taking the handouts from your mum. You are parents yourselves. You need to learn to take care of yourselves. Hubby and I earn far less, have same rent, pay CSA and have two children 5 and under. We could easily get handouts too, I come from a well to do family, however we need to manage our own money. Now you have breathing space learn to live on your income. It is the best gift you can give yourself.0
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