How Do You Manage Your ISAs

slapmatt

I have a number of ISAs with different providers, each have different rates and different bonuses which expire at different times.

How do other people manage their ISAs to ensure they receive their interest and then move to a new provider before their rate s expire?

I am currently using a spreadsheet, but was wondering if there is a better way?

Thanks in advance!

bigfreddiel

slapmatt wrote: »

I have a number of ISAs with different providers, each have different rates and different bonuses which expire at different times.

How do other people manage their ISAs to ensure they receive their interest and then move to a new provider before their rate s expire?

I am currently using a spreadsheet, but was wondering if there is a better way?

Thanks in advance!

that sounds about right - but here are acouple of other ideas

1 set up email reminders in a calendar -i use yahoo

2 if you use online access and the platforms allow it rename the account with the expiry date for example eSaver-5-AUG-2013 and so on

cheers

fj

badger09

slapmatt wrote: »

I have a number of ISAs with different providers, each have different rates and different bonuses which expire at different times.

How do other people manage their ISAs to ensure they receive their interest and then move to a new provider before their rate s expire?

I am currently using a spreadsheet, but was wondering if there is a better way?

Thanks in advance!

Spreadsheet works fine for me. I use it to keep track of all savings accounts, (and current accounts used as savings accounts;)) whether they have a bonus or not.

Needn't be too time consuming to maintain and ensure your hard earned money is not left languishing when bonus rates expire.

If you have a smart phone, you could also set up alerts on that

kidmugsy

badger09 wrote: »

ensure your hard earned money is not left languishing

But what should we do about the money that wasn't hard earned?

badger09

kidmugsy wrote: »

But what should we do about the money that wasn't hard earned?

Send it to that nice man in Nigeria, or that friend of yours who has been mugged on holiday in Spain. Or send it to me :rotfl:

Martinslovechild

I use a spreadsheet to monitor both monthly and annual performance on my shares and funds.

I set an annual growth target (15%) and have a chart which acts as a visual aid to how far above or below the target growth line I am.

I also have a cumulative value displaying how much a hypothetical £100 would be worth today given the growth in the stock market.