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Do You Think Income Tax Banding is Fair?
Comments
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gorgeyetsun wrote: »Wow, this guy must have eviscerated so many people in internet debates to have so many people lining up to troll him. It's not really any of my business, but it really isn't healthy to hold in all that anger and you guys should really just take your beatings and move on with your lives.
Just a thought.:cool:
We all agree with you pensions are a good idea, very tax efficient.
If you read what Fella has said, it looks like he already has a good pension provision built up. Keep pressing and guessing.
To give an example, the final salary at BT where I worked a fair while was 2/3 of your final salary (index-linked) if you worked 40 years. So 1/3 of your final salary if you worked 20 years & so on. I know tons of people who did 20-odd years at BT then left in their early 40s (massive release program in BT in the 80s) with whacking great final salary pensions waiting to kick in.
We already do contribute/have contributed to pension schemes.
We just like to diversify. It is nice to control your own destiny ahead of pensions too.
There is no argument to win as we were there years before you."If you act like an illiterate man, your learning will never stop... Being uneducated, you have no fear of the future.".....
"big business is parasitic, like a mosquito, whereas I prefer the lighter touch, like that of a butterfly. "A butterfly can suck honey from the flower without damaging it," "Arunachalam Muruganantham0 -
I think I'll leave you to argue among yourself.
Is your deferred pension RPI linked too?"If you act like an illiterate man, your learning will never stop... Being uneducated, you have no fear of the future.".....
"big business is parasitic, like a mosquito, whereas I prefer the lighter touch, like that of a butterfly. "A butterfly can suck honey from the flower without damaging it," "Arunachalam Muruganantham0 -
grizzly1911 wrote: »We all agree with you pensions are a good idea, very tax efficient.
If you read what Fella has said, it looks like he already has a good pension provision built up. Keep pressing and guessing.
To give an example, the final salary at BT where I worked a fair while was 2/3 of your final salary (index-linked) if you worked 40 years. So 1/3 of your final salary if you worked 20 years & so on. I know tons of people who did 20-odd years at BT then left in their early 40s (massive release program in BT in the 80s) with whacking great final salary pensions waiting to kick in.
We already do contribute/have contributed to pension schemes.
We just like to diversify. It is nice to control your own destiny ahead of pensions too.
There is no argument to win as we were there years before you.
I thought that anybody leaving BT in the 80s with 40 years service would get a half pay pension or 1/4 if they had done 2o years.0 -
gorgeyetsun wrote: »Isn't Reno a gambling city in the US? Not sure how it's appropriate here?
Is that you Ralph 'Just think for a moment what a prospect that is. A single market without barriers visible or invisible giving you direct and unhindered access to the purchasing power of over 300 million of the worlds wealthiest and most prosperous people' Margaret Thatcher0 -
grizzly1911 wrote: »We all agree with you pensions are a good idea, very tax efficient.
If you read what Fella has said, it looks like he already has a good pension provision built up. Keep pressing and guessing.
To give an example, the final salary at BT where I worked a fair while was 2/3 of your final salary (index-linked) if you worked 40 years. So 1/3 of your final salary if you worked 20 years & so on. I know tons of people who did 20-odd years at BT then left in their early 40s (massive release program in BT in the 80s) with whacking great final salary pensions waiting to kick in.
We already do contribute/have contributed to pension schemes.
We just like to diversify. It is nice to control your own destiny ahead of pensions too.
There is no argument to win as we were there years before you.
Are you two, erm, a couple? Just wondering with all the 'we' stuff.
If your other half does have a pension then what on earth is he on about when he say's it's not a 'no brainer' for higher rate tax payers to get one?
He's not arguing about getting a pension AND other investment options he is argueing against pensions completely. Perhaps you should put away your determination to score points off me (failing) and read his posts a moment?
Deary me.0 -
Is that you Ralph
You know it, Stevie.
I'll be responding on the owld thread in a mo - just spotted that I was greatly missed.
EDIT: Won't be long now before Graham and shortchanged (with his sockies Dribley, Grizzly1911, etc al) will be peppering the mods with complaints about me 'beating them up' in internet discussions (toooooo easy!!) and get me PPRd again.
What is ironic is that once they do get rid of me, they find it boring on here and end up posting on my owld interest rate challenge thread asking where I am. I've noticed that some of their sockies don't make an appearance at all when I'm not around.
They hate the fact they love me. The self loathing they must feel!! :eek:0 -
gorgeyetsun wrote: »
then what on earth is he on about when he say's it's not a 'no brainer' for higher rate tax payers to get one?gorgeyetsun wrote: »For higher rate taxpayers, it is a 'no-brainer' to pay into a pension. You get higher rate tax relief when you pay money in and you pay lower rate tax relief when you draw your pension.Only if you have no brain. .
It's obviously difficult for you to keep track, with all those personalities, so I have put the quotes above.
As you will see you are reading what you want to see. I bet you loved Catchphrase.
Next sockie Mr Chips perhaps?"If you act like an illiterate man, your learning will never stop... Being uneducated, you have no fear of the future.".....
"big business is parasitic, like a mosquito, whereas I prefer the lighter touch, like that of a butterfly. "A butterfly can suck honey from the flower without damaging it," "Arunachalam Muruganantham0 -
gorgeyetsun wrote: »EDIT: Won't be long now before Graham and shortchanged (with his sockies Dribley, Grizzly1911, etc al) will be peppering the mods with complaints about me 'beating them up' in internet discussions (toooooo easy!!) and get me PPRd again.
I'm more concerned for your health. As the traits you demonstrate suggest all is not well.0 -
Thrugelmir wrote: »I'm more concerned for your health. As the traits you demonstrate suggest all is not well.
I must admit I am quite concerned about renomans new angry man avatar.0 -
shortchanged wrote: »I must admit I am quite concerned about renomans new angry man avatar.
Perhaps he's upset about Santander's current mortgage policy.0
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