The Love is in the Air February NSD Challenge

Delilahh

Made it today too! Was very difficult on the way home from work as the guy in Sainsburys was putting reduced stuff on the shelves, but I walked past the shop and completely ignored it!

So I now have

6/11 NSD's

freebyfifty

Good Morning

I have updated the front page and lots of lovely prizes have been given out. Well done everyone :T

I managed to reach my first target of 20 NSDs yesterday :T and have increased my target to 23. Not much of an increase but money seems to be slipping through my fingers like water at the moment and I am struggling to stay in budget I hope I can mange another 3.

freebyfifty

There are

90

of us taking part in the NSD Challenge

and so far we have collected

613 NSDs

:T:T:T:T:T

freebyfifty

I'm doing the Friday wiggle..........................are you????

couldsavemore_2

happy friday everyone.


yesterday was a spend day. needed to fill up with petrol, had a grocery delivery and dd and i had a check up at the dentist, and pay for parking. hopefully that was all my spends in one day.

working all day so no opportunity to spend and with plans for a relaxing weekend crafting, and keeping warm should notch up another 3 nsd but will see how it goes.

have a good day everyone only a few days of this month left

solventsoon

freebyfifty wrote: »

Good Morning

I have updated the front page and lots of lovely prizes have been given out. Well done everyone :T

Morning Freeby
Thanks for updating again, you're an :A

freebyfifty wrote: »

I managed to reach my first target of 20 NSDs yesterday :T and have increased my target to 23. Not much of an increase but money seems to be slipping through my fingers like water at the moment and I am struggling to stay in budget I hope I can mange another 3.

YAY.. well done you, that definitely deserves some of these :j:j:j:j Fingers crossed for your next 3

freebyfifty wrote: »

I'm doing the Friday wiggle..........................are you????

I am....:D

solventsoon

Morning everyone

I've had a busy couple of days so no time to pop in to catch up with you all but I can see that lots of NSDs are being nabbed :j:j

I'll be back later to catch up with you all, have a good Friday:)

IF

Morning all :hello:

Got my 12th NSD

Thank you Freeby, Spoon, BDINI and Marmite
IF…x




I'm a wigglin' :dance:

Sazzie23

Hello everyone,

N[SDSIZE="5"]13.13 "][/COLOR][/SIZE]SD 13 on Wednesday. :j

Bdini, hope you have enjoyed your first week, and survived all your traumas and still got some NSD this month.brill.

Freeby I've been having the spend urges, any tips?

I think I probably should come back here when it happens, perhaps I could get a link to it on my phone.


Blew it on Thursday as went to meeting as 'colleague friend' and felt I ought to pay for our coffees. :eek:

So did my mid week shop as well and hoping today might be NSD instead.


Have purchased new battery supplies for my ears, is in budget but still feel like cheating if class as NSD

Should make 15 by the end go the month and hopeful will stay in fuel budget too, school hols help as less traffic. How many days left? 6 including today....mmmmm;):think::think::think::think::think:

Have a nice weekend all and full of NSD

IF

Hiya my No Spendy chums :hello:
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could we ask you to highlight your number of NSDs in a colour and in bold so that Freeby, Spoon, BDINI and Marmite can see them easily when they whizz through the posts - red would be best but they don't really mind as long as they can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!