The Love is in the Air February NSD Challenge

freebyfifty

lottie3000 wrote: »

Right that's it for me, I've failed miserably this month!! AGAIN!!!! Hope to have a more successful March I think the main problem has been getting ready for hols and lots of last minute purchases. I will be going for 10 in march again. So that's it for Feb !!

Okay, who said it ???????? Who used the 'f' word :eek::eek::eek:

Jaws hasn't even finished digesting the last person who said it yet

couldsavemore_2

sorry, not been on here for couple of days, cold seems to have gone
but i feel tired everything is a bit of an effort. still made good use of the weather and dug garden over even cut the grass and cleaned car out all good ways of keeping fit and very :money:

still on the positive side monday and tuesday were NSD so total is 13/20.

so well on way to target

have a lovely day everyone

xx

emslovesmickey

As i've got my 5th 13 hour shift in a row today and by the time i come home i doubt i'll be able to string together a coherent sentence, i'm declaring 16 for yesterday and 17 for today

Debtbusterintraining

Managed to not spend yesterday so 4/9 for me,feeling the pressure with only 8 days left eek!

The_Dragon

Yippee got #15 yesterday!

Nargleblast

Have dentist appointment later to temporarily fix loose crown, so a minor spendy day today. Lots going on here, Dad booked in for operation next week, so will be away on carers' leave from the following weekend. Might be late signing in for March's challenge but keep my usual chair for me please, don't let Igor try to renovate the upholstery, I like it just as it is, and I've gone off horsehair cushions a la mode d'Igor.......

Laters, folks, the washing machine is a-calling...

Giggles86

Not going out anywhere today (maybe for a walk down in the valley after lunch) so no shopping for me. I need to have a look around for a new outfit to wear when I go to London next weekend but not going to actually buy anything today even if I find the perfect dress online. So declaring today as NSD #7

IF

Afternoon all :hello:

Got my 10th NSD

Thank you Freeby, Spoon, BDINI and Marmite
IF…x

solventsoon wrote: »

And finally ....

NSD no 16 for me please Freeby and I've made my 6 in-a-row as well, so I'm delighted with that :j:j

Well done spoony and love the new avi :beer:

flubberyzing

Still suffering with the lurgy round here. But I guess it's a good excuse to clock up some much-needed NSDs! Am now up to 10. I'm not sure I'm going to get another 5 in the next 8 days, but I'll try my best!

Tomorrow I've got man #2 coming to look at my faulty washing machine. I ran an empty cycle again today, and just like last time it just cut out about 50 minutes too early! I'm hoping he'll be able to fix it.

BDINI - Glad the first few days at your new job have gone well!

IF

Hiya my No Spendy chums :hello:
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could we ask you to highlight your number of NSDs in a colour and in bold so that Freeby, Spoon, BDINI and Marmite can see them easily when they whizz through the posts - red would be best but they don't really mind as long as they can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!