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HELP????? Credit checks - mortgage company dispute

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Comments

  • kingstreet
    kingstreet Posts: 39,315 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I didn't mean a link in the joint account sense of the word, that's why I tried to qualify it. I'm saying the system thinks it's your adverse because you had the same name at the same address.

    I'm guessing. If anyone else has any better ideas, they are welcome to suggest them...

    Lenders don't invent reasons not to lend. They don't have to. They've found something and you have to try to establish what it is... whether or not it's actually registered against you isn't the issue. The fact there's something means you are going to have to try to find out what it is.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • shonzyd
    shonzyd Posts: 303 Forumite
    thanks for your time & advice... yeh really hope i can get to the bottom of it soon. dont want to lose the house ive set my heart on...seems a shame that ive done everything right and now this, something that seems totally beyond my control. Knew this wouldnt be plane sailing....
    Trainee Building Surveyor


    DIP 12/02/13 - Mortgage application 13/02/13 - Valuation 14/02/13 - Valuation OK 22/02/13 - Mortgage offered 05/03/2013 - Completion 22/03/2013

    FINALLY IN MY FIRST HOME
    !!! WAHOOOOOOO! :beer:
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