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Paying cash into bank outside banking hours

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  • Eliza_2
    Eliza_2 Posts: 1,336 Forumite
    Part of the Furniture Combo Breaker
    I didn't realise you could pay in via cashpoints too, I must go around blind though don't use them that much. Will investigate.

    Thank you for all the ideas, lots of possible ways round the problem it seems.
  • alanq
    alanq Posts: 4,216 Forumite
    1,000 Posts Combo Breaker
    Eliza wrote: »
    I know, I saw that too and asked at my post office, who said the first direct service has finished. Checked with the bank and they said that they had indeed ended their contract with the post office.

    According to this MSE article FD/HSBC access at the Post Office is coming in the Spring. Seems odd that you have been told the contract had ended rather than that it had not yet started.

    http://www.moneysavingexpert.com/news/banking/2012/09/hsbc-and-first-direct-customers-to-get-post-office-banking
  • Eliza_2
    Eliza_2 Posts: 1,336 Forumite
    Part of the Furniture Combo Breaker
    The local postmaster told me that he had been issued some envelopes for First Direct a few years ago, so that people could deposit cheques, but not cash. He said his system said they were no longer to be used now. Won't help me this time but would be great if it happens in the future though.
  • pmduk
    pmduk Posts: 10,682 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    The Post Office say you can already deposit cash into a FD account. I'd check with a more experienced member of FD staff.
  • Eliza_2
    Eliza_2 Posts: 1,336 Forumite
    Part of the Furniture Combo Breaker
    pmduk wrote: »
    The Post Office say you can already deposit cash into a FD account. I'd check with a more experienced member of FD staff.

    It can say all it likes on its weblinks but the post office had no mechanism for accepting the money, its system wouldn't allow it so they can't both be wrong.
  • rb10
    rb10 Posts: 6,334 Forumite
    pmduk wrote: »
    The Post Office say you can already deposit cash into a FD account. I'd check with a more experienced member of FD staff.

    That page on the PO site is frequently out of date and/or incorrect.

    It took them a year or more to update it to show that you can now pay in cheques & cash to Halifax accounts at the Post Office.
  • datlex
    datlex Posts: 2,252 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Some branches of Nat West open until 7pm on one or two nights a week.
    Paid off the last of my unsecured debts in 2016. Then saved up and bought a property. Current aim is to pay off my mortgage as early as possible. Currently over paying every month. Mortgage due to be paid off in 2036 hoping to get it paid off much earlier. Set up my own bespoke spreadsheet to manage my money.
  • mulronie
    mulronie Posts: 284 Forumite
    Sorry to go off-topic but I think you should be more concerned about whether it goes into your "personal" or "business" account. If the money belongs to the business, it should go to the business account; if the money is yours, it should go to your account. Simple as that really.

    Commingling of business and personal funds, even if you intend to transfer it immediately to the 'correct' account, exposes you unnecessarily. I wouldn't want to have to explain to HMRC that a £400 cash deposit to my business account was not actually business income, for instance.
  • If you open an account with a supermarket bank you can usually deposit cash during supermarket hours (or the customer services desk hours)
    A kind word lasts a minute, a skelped erse is sair for a day.
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