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object to pension changes and loss of child benefit

We are the silver brigade and if you are unhappy about having paid in to the system your whole life then discover because you have already retired you are going to be worse off in the future.

speak up, write to your mp, I have, the torys are concerned about our reaction and losing our vote. They will not get mine.

We worked, paid in for the benefit of others who had retired, we invest for the future and the providers such as Equitable life fail us, the government bails out the finacial institutions but what about our losses.

Because of this we hope the state will at least give us enough to live on in such cases and they also remove child benefit on a whim of those earning over 60k who lose it where a couple earning that or more between them don't.

a family from europe live in my area do work but receive all the benefits, housing, tax credit, child benefit for 3 children and this was paid from day one.
I am not discriminating against those from other countries I am objecting to the fools in parliament who don't look before they leap.

I will continue to protest for all the injustices the governement impose on good hard working people who have paid in for at least 10 years by continually writing to my mp and downing street. People in this country have been conditioned to accept what we are told but we must complain if we object.

Please feel free to do the same.
sorry for going on a bit
:cool: Wisdom doesn't necessarily come with age.
Sometimes age just shows up all by itself ;)

In the end, it's not the years in your life
that count....it's the life in your years :D
«1

Comments

  • qetu1357
    qetu1357 Posts: 1,013 Forumite
    Part of the Furniture Combo Breaker
    So where should the government cut benefits/spending and/or increase taxes?
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Why are people who have already retired worse off.

    I'm female, get 60% state pension, my oh gets a full state pension.
    Both of us have SP2 and he has Serps.

    My 60% was because of Married Womans Stamp, which is another story altogether but......
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • 10 years paying in is not very much.

    Most people are not net contributors to the tax system so there has to be some sacrifice somewhere.

    Someone on a salary of £25k (about the average wage) only pays in £3k of tax and £2k of NI a year. Even if they work for 30 years and then take a pension for 20 years the pension they get from the state (along with loads of other benefits) is far more than they contributed.

    Where do we make up the shortfall?
    Thinking critically since 1996....
  • qetu1357
    qetu1357 Posts: 1,013 Forumite
    Part of the Furniture Combo Breaker
    The deficit and the national debt must be brought under control.

    somethingcorporate is quite right. Most people take out more than they put in.

    The answer, frankly, is for the government to spend less and eventually to tax less too.
  • margaretclare
    margaretclare Posts: 10,789 Forumite
    McKneff wrote: »
    Why are people who have already retired worse off.

    I'm female, get 60% state pension, my oh gets a full state pension.
    Both of us have SP2 and he has Serps.

    My 60% was because of Married Womans Stamp, which is another story altogether but......

    This is one thing that will never happen again, so good news.

    I don't know how 'those who are already retired will be worse off'. No one has told me that will be the case.

    BTW DH and I paid in for a lot longer than the 10 years the OP quotes, more like 100 years between us. We each get full SRP plus SERPS plus annuities from our former lives. No one has yet come along and said we'll lose any of that.
    [FONT=Times New Roman, serif]Æ[/FONT]r ic wisdom funde, [FONT=Times New Roman, serif]æ[/FONT]r wear[FONT=Times New Roman, serif]ð[/FONT] ic eald.
    Before I found wisdom, I became old.
  • custardy
    custardy Posts: 38,365 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    We are the silver brigade and if you are unhappy about having paid in to the system your whole life then discover because you have already retired you are going to be worse off in the future.

    speak up, write to your mp, I have, the torys are concerned about our reaction and losing our vote. They will not get mine.

    We worked, paid in for the benefit of others who had retired, we invest for the future and the providers such as Equitable life fail us, the government bails out the finacial institutions but what about our losses.

    Because of this we hope the state will at least give us enough to live on in such cases and they also remove child benefit on a whim of those earning over 60k who lose it where a couple earning that or more between them don't.

    a family from europe live in my area do work but receive all the benefits, housing, tax credit, child benefit for 3 children and this was paid from day one.
    I am not discriminating against those from other countries I am objecting to the fools in parliament who don't look before they leap.

    I will continue to protest for all the injustices the governement impose on good hard working people who have paid in for at least 10 years by continually writing to my mp and downing street. People in this country have been conditioned to accept what we are told but we must complain if we object.

    Please feel free to do the same.
    sorry for going on a bit

    would working 10 years longer have helped?
    how would you like to work to 70+?
  • miduck
    miduck Posts: 1,800 Forumite
    a family from europe live in my area do work but receive all the benefits, housing, tax credit, child benefit for 3 children and this was paid from day one.
    I am not discriminating against those from other countries I am objecting to the fools in parliament who don't look before they leap.

    I stopped reading/ caring at this point, really bored of the "immigrants get more than me" rant - especially when they are getting no more than an equivalent UK born family would.

    Of course, if you think immigrants get a better deal, you could choose to be one yourself ...
  • I take issue with the 'we paid in to the system all our lives' my mother used this excuse yet was one of the very many married women whom didn't work most of their married working lives or indeed only worked part time low paid jobs under the income tax threshold anyway so paid virtually nothing into the system yet now in retirement, something I will be unlikely to reach myself as this and successive governments seem he'll bent on raising the retirement age to a level where we will die at work, complain that they don't get enough.

    Be grateful for what you have, a roof over your head, food on the table and your freedom
    Aug GC £63.23/£200, Total Savings £0
  • KxMx
    KxMx Posts: 11,451 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I am 25, and I don't expect the state pension to be around come my retirement age, let alone extras like bus pass and WFA, I will have to work into my 70's/80's. The days of a woman retiring at 60 with a bus pass/WFA are already in the past!

    Maybe today's "silver" brigade need to count themselves lucky.
  • gregg1
    gregg1 Posts: 3,148 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    We are the silver brigade and if you are unhappy about having paid in to the system your whole life then discover because you have already retired you are going to be worse off in the future.

    speak up, write to your mp, I have, the torys are concerned about our reaction and losing our vote. They will not get mine.

    We worked, paid in for the benefit of others who had retired, we invest for the future and the providers such as Equitable life fail us, the government bails out the finacial institutions but what about our losses.

    Because of this we hope the state will at least give us enough to live on in such cases and they also remove child benefit on a whim of those earning over 60k who lose it where a couple earning that or more between them don't.

    a family from europe live in my area do work but receive all the benefits, housing, tax credit, child benefit for 3 children and this was paid from day one.
    I am not discriminating against those from other countries I am objecting to the fools in parliament who don't look before they leap.

    I will continue to protest for all the injustices the governement impose on good hard working people who have paid in for at least 10 years by continually writing to my mp and downing street. People in this country have been conditioned to accept what we are told but we must complain if we object.

    Please feel free to do the same.
    sorry for going on a bit

    It is my kids I feel more sorry for than the current pension generation. Looks like they will be working into their seventies and get nothing at all!
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