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Help with Vanquis Credit Card
Comments
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I've been with Vanquis for about 2 years now at 39.9% APR started with a credit limit of £200 but now got £3000 at the moment.
They are a bit of a pain with the Direct Debit though because even if you pay the minimum due way before the DD is due they will still take the Direct Debit each month.Current Debt
Barclays Student Overdraft £3,000 [£3,000 limit - £7 monthly fee, 0% interest]
Nationwide Overdraft £145 [£150 limit 19.9% interest]
Barclaycard £2,990 [£4,000 limit - 0% interest until April 14]
Vanquis £1,331.96 [£3,000 limit - 39.9%APR)
Capital One £50 [STRIKE]£81.54 [/STRIKE][£200 limit - 27.9%APR)0 -
They haven't told me how much Im going to have as a limit yet but Im hoping its only 300 or less cos if there's more I'll just buy stupid stuff i don't need lol.
And i think I'll refuse any increases.
Does anyone know if it actually does increase your credit? Like make it better? Im suffering with terrible credit.0
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