Balancing not just the budget

RosaBernicia

ZTD wrote: »

The question to ask is - where are there so many jobs there and not somewhere else?

The jobs are there to meet the needs of the people who already live there and can afford it. But as yet no recruitment premium has come in and certainly for the public sector jobs it's unlikely to.

I was delighted when I found my new employer allows a premium for this area, as the last one didn't. Not that it remotely covers the cost compared to anywhere else, but it's better than nowt.


Rosaxx

RosaBernicia

Budget slightly tweaked, it makes no practical difference but have reduced the amount saved from last paycheque for the Last Card and will use a little more of next paycheque - which as MMSam pointed out, will hopefully arrive a day early due to the bank hol.

College went really well today and I was so pleased I've treated myself to a pretty new blanket/ throw on the way home. (W1lkos, so not exactly designer extravagance :rotfl:.) And picked up a pair of pretty flat shoes ready for summer, but these were covered by the clothes budget pot anyway - and turned out to be 20% off when I got to the till so even better

I've also been invited out for lunch and a farmer's market adventure again tomorrow, so have added a little flexibility for that and for college next week (there will be more people there than usual, so more likely to eat out).

4 days to Bank DF! :j


Rosa xx

ZTD

RosaBernicia wrote: »

The jobs are there to meet the needs of the people who already live there and can afford it.

Which leads on to: Why are those needs not being met by the people already there? You know - like the rest of the country.

It could be that the people who would normally do such work, are doing something else instead. But with an unemployment rate over 5% in London - that seems unlikely.

RosaBernicia wrote: »

But as yet no recruitment premium has come in

If a premium can't be charged for (private) work needed by the people there, then either they don't need the work, or they can't actually afford to live there.

RosaBernicia wrote: »

and certainly for the public sector jobs it's unlikely to.

Now exempting necessarily locally-based public bodies (like Councils, Police and Fire Service), why would Central Gov advertise jobs in conditions where they can't fill the posts? After all, being nationally based, they could place those jobs anywhere in the country. Despite already having blown up this year ( http://www.theguardian.com/politics/2016/jan/28/government-business-department-shuts-only-non-london-office ) , the question hasn't been answered.

RosaBernicia wrote: »

I was delighted when I found my new employer allows a premium for this area, as the last one didn't. Not that it remotely covers the cost compared to anywhere else, but it's better than nowt.

Yes, but that is probably because your job actually needed to be done, so the post needed to be filled. Hence the premium paid.

It looks like the job market in the South/London is badly distorted. Probably related to the distorted housing market.

ZTD

RosaBernicia wrote: »

College went really well today and I was so pleased I've treated myself to a pretty new blanket/ throw on the way home. (W1lkos, so not exactly designer extravagance :rotfl:.)

You're just not selling it right. You need to say it's by the famed designer T. L. Wilkinson. They don't need to know that stands for "The Local"...

RosaBernicia wrote: »

I've also been invited out for lunch

Oh?

RosaBernicia wrote: »

and a farmer's market adventure again tomorrow, so have added a little flexibility for that and for college next week (there will be more people there than usual, so more likely to eat out).

4 days to Bank DF! :j

:T

MuffinTops

Hello Rosa.
Well done on your new blanket purchase, and I loved the flask pictures you added to DIA's diary.

How was your farmers market lunch?

MTxx

doingitanyway

I loved the flasks too Rosa

I was looking at Sunday farmer's markets in my area just this weekend. I love a farmer's market

moneyonmymindsam

:j Hello Flower Happy easter

RosaBernicia

Well it's done... I set up the payment to clear my very last credit card before midnight, so according to my credit file I am now Debt Free. The payment won't go til just before it's due, because I am just beginning to see how this interest lark might work in my favour and decided the money could stay in MY account for as long as possible - but it's all budgeted for and so it's done.

Next month is budgeted for, and I still have about £200 kicking about unallocated plus another £100 to come in cashback and expenses. This might be used on a trip away or could just go towards the Truly DF goal, as I have £1,500 to clear on the 'car loan' from parents. But I might have to hide it in the Stuff I Forgot to Budget For category because looking at it is making me nervous... I keep thinking I've forgotten something :rotfl:

Am ridiculously tired as it took for EVER to get out of the city this evening and then I stayed up to sort receipts etc so that I could get YNAB straight. I am just about gibbering now so off to bed and can muse on my new era over the long weekend - much needed!!


Rosa xx

doingitanyway

Debt free to the banks!!!:j:j:j:j:j
That is amazing. You must feel so free. What an inspirational post. I hope you are going to stick around at least for 2 years so I can continue to be inspired by you.

Well done :T:T:T

MuffinTops

We definitely need a celebration Rosa. That's incredible news. I'm so so happy for you.

How are you feeling? I guess a bit like it's not really real yet?

MTxx