Balancing not just the budget

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  • doingitanyway
    doingitanyway Posts: 8,797 Forumite
    First Anniversary Name Dropper First Post Mortgage-free Glee!
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    Ooh, excited to see your goals for next year. I am also thinking about this.
    Happy New Year Rosa.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.

    Solicitor/survey savings 300/1700
    Emergency fund 0/1000
    Buffer fund 0/200
  • Tinkerbelle2000
    Tinkerbelle2000 Posts: 597 Forumite
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    Happy New Year Rosa xx
    As of 31st December 2018 Total Debt = £15837.59
    DEBT 1 - £41.10 DEBT 2 - £257.41 DEBT 3 - £584.12 DEBT 4 - £700.00
    DEBT 5 - £655.02 DEBT 6 - £669.18 DEBT 7 - £3448.00 DEBT 8 - £2169.12
    DEBT 9 - £2964.25 DEBT 10 - £4349.39
  • beanielou
    beanielou Posts: 90,459 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    Wishing you a happy & healthy 2019 filled with good fortune :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • RosaBernicia
    RosaBernicia Posts: 4,881 Forumite
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    Tinkerbelle2000 wrote: »
    Happy New Year Rosa xx
    beanielou wrote: »
    Wishing you a happy & healthy 2019 filled with good fortune :)


    Thank you both :A


    Wishing you wonderful things in 2019


    Rosa xx
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • redofromstart
    redofromstart Posts: 4,192 Forumite
    First Anniversary Photogenic Name Dropper First Post
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    Happy new year Rosa, I am very grateful for your input last year which has helped improve my home (Eufy) and my self image (my ruby slippers).
    My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese

  • RosaBernicia
    RosaBernicia Posts: 4,881 Forumite
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    redofromstart wrote: »
    Happy new year Rosa, I am very grateful for your input last year which has helped improve my home (Eufy) and my self image (my ruby slippers).


    Really happy to be of help. The ruby slippers stuff is great, I'm still learning more and more.



    Rosa xx
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • MuffinTops
    MuffinTops Posts: 2,477 Forumite
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    Happy New Year Rosa. Here's to wonderful things in 2019.

    MTx
  • Buffythedebtslayer
    Buffythedebtslayer Posts: 18,922 Forumite
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    Thank you for all your help Rosa :) Happy New Year XXX
    Nevertheless she persisted.
  • RosaBernicia
    RosaBernicia Posts: 4,881 Forumite
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    MuffinTops wrote: »
    Happy New Year Rosa. Here's to wonderful things in 2019.

    MTx


    Definitely :D


    Rosa xx
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • RosaBernicia
    RosaBernicia Posts: 4,881 Forumite
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    Buffythedebtslayer wrote: »
    Thank you for all your help Rosa :) Happy New Year XXX


    Happy new year Buffy. I hope it brings you lovely things :)


    Rosa xx
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
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