Barclays Basic Account Issue

EMan

pmduk wrote: »

Are you also posting on this site as ellzman?

No, Im simply looking for an answer to my question.

Why do i happen to post similar to another user.......

pmduk

EMan wrote: »

But Its a sad day that i cant even open a basic bank account.

If it is a CIFAS marker you'll be unlikely to get any bank account at all.

EMan

pmduk wrote: »

If it is a CIFAS marker you'll be unlikely to get any bank account at all.

i understand that, But why isn't it showing on my credit files.

Im wondering if there is like an internal bank system that only banks can see information???

stclair

You could request a subject access;

http://www.cifas.org.uk/secure/contentPORT/uploads/documents/Forms/External-SAR_Form.pdf

pmduk

Do Barclays use National Hunter?

BASFORDLAD

pmduk wrote: »

Do Barclays use National Hunter?

Yes they do

BASFORDLAD

Cifas would only be for 12 months...


Again just get a passbook account, problem sorted

davethorp

Barclays can be quite odd with their basic accounts. In the same week they declined me and my partner for basic accounts, Lloyds TSB accepted us for full accounts. Barclays loss!

However I concur with the other posters and suspect the OP may have a CIFAS marker which is making them run a mile. Not all CIFAS markers will be visible when checking your file. You can find out for certain if they hold any information on you by submitting a SAR to CIFAS

bipper

Hi, regular reader but never contributed before and thought I'd chip in some info (apologies for bumping an oldish issue)

I work for the company in question and can safely advise the person you are dealing with is a bit slack. Like other institutions, internal codes are given for decisions made on various applications and they mean nothing to customers due to being jargon and should be avoided by staff to avoid confusion (perfectly exhibited here!).

On a side note, a full Visa Debit Card (Connect) is a risk product due to floor limits in larger shops and does require a credit search. The safer option is the Visa Electron (Connect Electronic) which you can use in the same way.

Give them a call/visit branch again and ask someone else what the application was actually for, what the decision was and what you options now are.

Just to cover my own back, this info is readily available from all retail staff member (technically...)

Hope this helps.

stclair

So what is a code two?