House contents stored in garage.

MyCoffee

Hi,
My niece is giving her flat up and wants to store her stuff in my garage, Does anyone know if I can get it insured as part of my house insurance?
My policy is due for renewal and Barclays (current insurer) won't cover for this. Any advice as to any company that will include it as part of my Building and contents policy, or any where that offers a policy she can buy
that covers this situation would be appreciated .

Quentin

See if a local broker (not swinton) can help as this won't be something covered by an off the peg policy.

Jox

I wouldn't leave clothes or furniture in a cold, damp garage, they get damaged very quickly.

There is the danger of moths / mice ruining the items as well.

paddedjohn

CO-OP cover outbuildings and they were by far the cheapest and best.

paddedjohn

MyCoffee wrote: »

Hi,
My niece is giving her flat up and wants to store her stuff in my garage, Does anyone know if I can get it insured as part of my house insurance?
My policy is due for renewal and Barclays (current insurer) won't cover for this. Any advice as to any company that will include it as part of my Building and contents policy, or any where that offers a policy she can buy
that covers this situation would be appreciated .

You say the Barclays won't cover outbuildings but I know for a fact they do, only today I was in Barclays sorting life assurance out and was given a quote for my house insurance that included our sheds and garage, I didn't accept the quote as they were nearly twice the price of the coop

rs65

paddedjohn wrote: »

You say the Barclays won't cover outbuildings but I know for a fact they do, only today I was in Barclays sorting life assurance out and was given a quote for my house insurance that included our sheds and garage, I didn't accept the quote as they were nearly twice the price of the coop

The OP didn't say that. Its the ownership of the items that will be the issue. A broker will help.

Quentin

paddedjohn wrote: »

CO-OP cover outbuildings and they were by far the cheapest and best.

Probably all off the peg policies will cover outbuildings.

But that is not the issue in this thread!

inoutnotsure

It is strange that your contents are not covered? Most insurance policies include outhouses and garages as part of the home. Check you policy (if you have read it already?).

paddedjohn

rs65 wrote: »

The OP didn't say that. Its the ownership of the items that will be the issue. A broker will help.

All the OP has to say if anything happens is that the property in the garage belongs to her/him

rs65

inoutnotsure wrote: »

It is strange that your contents are not covered? Most insurance policies include outhouses and garages as part of the home. Check you policy (if you have read it already?).

Their contents probably will be covered. Its the items belonging to someone else that are the issue here.

rs65

paddedjohn wrote: »

All the OP has to say if anything happens is that the property in the garage belongs to her/him

OP, I recommend that you disregard this advice.