Connection of Utilies in Repossession

Wywth

poet123 wrote: »

Yes, I understood what services meant. I was trying to convey ( in answer to another poster) that the property had previously had services connected because the central heating was there. Because it is a repo no details beyond "sold as seen" exist. Caveat Emptor applies of course, but the purchase price was well under valuation so he has got a bargain. Hopefully there will be no issues, but we realise that cannot be guaranteed.:D

I'm sorry, but I don't believe you.

I have never seen a repossessed property either in an Estate Agent or in an auction that simply describes the property as 'sold as seen'. If it ever were, the previous owner would certainly have a potential claim for not havng reasonably obtained the best possible price for the property.

And what about the survey???

poet123

Wywth wrote: »

I'm sorry, but I don't believe you.

I have never seen a repossessed property either in an Estate Agent or in an auction that simply describes the property as 'sold as seen'. If it ever were, the previous owner would certainly have a potential claim for not havng reasonably obtained the best possible price for the property.

And what about the survey???

I am not sure why you would disbelieve me. Or why I would make this up, but hey ho:rotfl:

The house has been repossessed and empty since June. The agents selling on behalf of the Mortgagees added into the contract that they couldn't supply a fixtures and fittings list or vouch for any of the services, that the property was sold as seen. We had a builder friend do a full inspection of the property and just had a valuation report for mortgage purposes.

The minimum insurance for buildings was put at £125,000 by the mortgage company and my son paid £90,000.

Anyway we have just been up and the meters are there but taped off, and we have established the supplier and established that they have not capped or disconnected either gas or electricity. However, we could not get the electricity on, so it seems that the fuse may have been removed. We are now awaiting contact from the repo agents to see if this was done and where the fuse is if that is the case.

Wywth

poet123 wrote: »

I am not sure why you would disbelieve me. Or why I would make this up, but hey ho:rotfl:

The house has been repossessed and empty since June. The agents selling on behalf of the Mortgagees added into the contract that they couldn't supply a fixtures and fittings list or vouch for any of the services, that the property was sold as seen. We had a builder friend do a full inspection of the property and just had a valuation report for mortgage purposes.

The minimum insurance for buildings was put at £125,000 by the mortgage company and my son paid £90,000.

Anyway we have just been up and the meters are there but taped off, and we have established the supplier and established that they have not capped or disconnected either gas or electricity. However, we could not get the electricity on, so it seems that the fuse may have been removed. We are now awaiting contact from the repo agents to see if this was done and where the fuse is if that is the case.

I said the selling details (that which was used to advertise the property by the EA, the auctioneer, or whereever), or the survey.

If the main fuse has been removed, then the electric has been disconnected (or otherwise illegally tampered with).

If your son cut corners on a survey, that's his lookout.

I have no idea why you would make all this up either, but stranger things have happened.

I think we'll leave it at that. Bye

poet123

Wywth wrote: »

I said the selling details (that which was used to advertise the property by the EA, the auctioneer, or whereever), or the survey.

If the main fuse has been removed, then the electric has been disconnected (or otherwise illegally tampered with).

I've never known a lender allow a friend of the purchaser to provide a survey either.

I have no idea why you would make all this up either, but stranger things have happened.

I think we'll leave it at that. Bye

Are you deliberately misunderstanding me? We didn't pay for a full survey we paid only for a valuation survey done by the mortgage company. A friend of ours did a private survey for us so that we could be satisfied (without paying for a full survey) that there were no major issues.

The electricity suppliers have confirmed that they have not discconnected any supply and that if it isn't on then they can only suggest (as someone else did further up) that the repo agent may have removed the fuse. Whether this is legal or not I have no idea, but it does seem it can happen.

As for the selling details, it simply said services had not been checked and as they were now off it was sold as seen in that respect and that any survey could not check those out. Just because it hasn't happened to you or you haven't heard of it doesn't make it untrue. Or perhaps,...... you simply don't know what you are talking about?

poet123

All sorted. The fuse had been removed, and the gas simply switched off. The tape was there so that any viewers could not use the services and incur bills (all viewings had to be during the day) Thanks to those who helped.

undaunted

poet123 wrote: »

I am not sure why you would disbelieve me. Or why I would make this up, but hey ho:rotfl:

The house has been repossessed and empty since June. The agents selling on behalf of the Mortgagees added into the contract that they couldn't supply a fixtures and fittings list or vouch for any of the services, that the property was sold as seen. We had a builder friend do a full inspection of the property and just had a valuation report for mortgage purposes.

The minimum insurance for buildings was put at £125,000 by the mortgage company and my son paid £90,000.

Anyway we have just been up and the meters are there but taped off, and we have established the supplier and established that they have not capped or disconnected either gas or electricity. However, we could not get the electricity on, so it seems that the fuse may have been removed. We are now awaiting contact from the repo agents to see if this was done and where the fuse is if that is the case.

If it hasn't been sorted for you already and you contact the registered supplier their meter operator ought to be able to quickly sort this out for you. (it isn't a fuse that you're intended to just pop in yourself like a plug fuse, you - and the repo. agent - aren't really supposed to "interfere" with the electric meter)

I know a couple of people who bought a repo. & they had no problems getting power on. If you've already had a builder friend check it over he's probably got himself a bargain

poet123

Thanks, we got the electricity on (it was the fuse) and we know now that we simply need to throw the lever to get the gas on, but in view of the weather we are waiting for a plumber friend to be in the house when we switch the water and boiler on, just in case there are any problems.

We were worried that the tape around the meters meant underlying issues but it seems the repo agent simply didnt want the services being over used by viewers. Ironically, I suspect this has worked in our favour because it didn't get that many viewers because it could only be shown at certain times because there was no lighting!!