DFS credit

McKneff

How old is the default, it could be that its over 6years anyway and its dropped off your credit file

Tiddlywinks

Meg67 wrote: »

Hi Chanz4

It is an old default but sadly it'd not yet settled (still got £400 to go)

Kind regards

Meg

Wouldn't it be better to use the sofa money to pay off the default rather than getting even more credit when you already haven't managed to pay this off?

Meg67

Tiddlywinks wrote: »

Wouldn't it be better to use the sofa money to pay off the default rather than getting even more credit when you already haven't managed to pay this off?

My question was "Am I likely to get credit with DFS" NOT should I apply for credit!!

Regards

Meg

lawstudent

Meg67 wrote: »

I have read previous threads relating to this problem thats why I'm cautious about applying with my not so perfect credit history. I did however read somewhere that you should write "subject to contract" on order form.

Kind regards

Meg

I would write "Subject to finance." on your contract to purchase the sofa if you do go ahead with it. Although the sales people will probably be REALLY unhappy about this so stand your ground or walk away.