Hit someone car and thinking claimimg insurance or sort myself

Hackman_2

McKneff wrote: »

you dont have any choice about informing your insurance company, it is in the terms and conditions of your policy. If yo dont inform them you are breaching your contract with them.

If it pops up in the future about your non disclosure, they will void your claim and you'll find it extremely hard to get insurnce in the fuutre.

He has two choices, either he tell them or he doesn't.

chris-j

neilmcl wrote: »

Two accidents in your first year, I'd seriously consider some remedial driving lessons.

Please also follow this advice

Avigg

chris-j wrote: »

Please also follow this advice

Ya i am contacting my driving instructor for the lessons.

dacouch

Avigg wrote: »

Ya i am contacting my driving instructor for the lessons.

Try this course https://www.gov.uk/pass-plus/overview

Also try slowing down a little, think ahead and use your mirrors more, it may sound like I'm lecturing you but it will genuinely help your driving.

Also if other drivers actions get you annoyed, take a deep breath and let get pass over you, it makes driving much easier and less stressful.

artbaron

Avigg wrote: »

So if i tell my insurance company about this second incident where i am in fault again, how this will effect my premium.

Go outside and look at the building you're in. See that roof? Well, your premium will go through that.

forgotmyname

artbaron wrote: »

Go outside and look at the building you're in. See that roof? Well, your premium will go through that.

Made me smile that.. But maybe look at your roof, Is there a taller one.. It will be past that one as well.

VMTech

Avigg wrote: »

Ya i am contacting my driving instructor for the lessons.

Very wise. Having had 2 incidents in your first year perhaps you an see why insurers charge new drivers so much for insurance.

Treat this as a learning experience. Get as much help as you can to improve your level of driving skill and you will improve your chances of avoiding such incidents in the future.

I hope you take the advice you have been offered on this forum and go on to become a good driver. Good luck with your future driving career.

Splott

I think that some of the holier than thous forget how many minor prangs they had when they first started driving. The first year for many consists of the odd knocked door mirror, the odd minor scrape.

benwilliamsuk

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