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The Long, Long Road to Mortgage Freedom

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Comments

  • catshark88
    catshark88 Posts: 1,099 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Lordy. Went to Crufts yesterday (showing) & spent a fortune on food. We did try to buy a picnic from Waitrose services en route, but as it was mad o'clock, they were still closed....

    Don't think about it, don't think about it......

    On the plus side, we had a lovely day, got a place card (wahoo) and I am now so tired that I have got a bit drunk on one small glass of cava!
    "Have nothing in your houses that you do not know to be useful, or believe to be beautiful." William Morris
  • catshark88
    catshark88 Posts: 1,099 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    On the negative side, I have just reported an OP for the whole of last month, of only £25.

    On the plus side, I am on holiday with the family, in a lovely hotel, all paid for by frugal living & sticking to Aldi & batch cooking.

    I know it's a marathon, not a sprint and I have to accept that & not feel guilty when I act accordingly!
    "Have nothing in your houses that you do not know to be useful, or believe to be beautiful." William Morris
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    catshark88 wrote: »
    On the negative side, I have just reported an OP for the whole of last month, of only £25.

    On the plus side, I am on holiday with the family, in a lovely hotel, all paid for by frugal living & sticking to Aldi & batch cooking.

    I know it's a marathon, not a sprint and I have to accept that & not feel guilty when I act accordingly!

    An OP is a positive, even if it's smaller than you hoped for, or smaller than you've managed in other months. :)

    Cheer up! Onwards and downwards. :)
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Beckyy
    Beckyy Posts: 2,833 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    £25 is better than £0! :)
  • catshark88
    catshark88 Posts: 1,099 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Well I can hardly believe I'm writing this, but today.....

    WE PAID OFF THE MORTGAGE!!:j:j:j

    After waiting for 10 years, my husband's company finally did what we were hoping it would, and gave us funds to pay it off.

    Am celebrating this evening... with a bottle of Aldi Prosecco.

    Thanks for all the support and kindness from those who have read my diary over the years and a huge thank you to Dithering Dad if he's still around, for making us think of overpayments in the first place. :money:
    "Have nothing in your houses that you do not know to be useful, or believe to be beautiful." William Morris
  • LydiaJ
    LydiaJ Posts: 8,083 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    Yay!!!!

    Well done Mr & Mrs catshark. :T:T:T:T:T:T

    Enjoy the freedom. :D
    Do you know anyone who's bereaved? Point them to https://www.AtaLoss.org which does for bereavement support what MSE does for financial services, providing links to support organisations relevant to the circumstances of the loss & the local area. (Link permitted by forum team)
    Tyre performance in the wet deteriorates rapidly below about 3mm tread - change yours when they get dangerous, not just when they are nearly illegal (1.6mm).
    Oh, and wear your seatbelt. My kids are only alive because they were wearing theirs when somebody else was driving in wet weather with worn tyres.     :)
  • Trying_to_be_good
    Trying_to_be_good Posts: 1,989 Forumite
    Part of the Furniture 1,000 Posts
    Great news, catshark - enjoy!
    Mortgage Free thanks to ill-health retirement
  • cazmanian_minx
    cazmanian_minx Posts: 4,048 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Superb, congratulations!!! :D
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    catshark88 wrote: »
    Well I can hardly believe I'm writing this, but today.....

    WE PAID OFF THE MORTGAGE!!:j:j:j

    After waiting for 10 years, my husband's company finally did what we were hoping it would, and gave us funds to pay it off.

    Am celebrating this evening... with a bottle of Aldi Prosecco.

    Thanks for all the support and kindness from those who have read my diary over the years and a huge thank you to Dithering Dad if he's still around, for making us think of overpayments in the first place. :money:

    Well done :T:T:T
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    Congratulations on your mortgage free status:beer:
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
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