Who gets more money, a person on the dole or a student?

miduck

zepsgal wrote: »

My husband is mature student. He currently gets £0 a month, £0 a year. My wage is just above the cut off, so he isn't entitled to a penny either in loan or bursary format.

Nor is he entitled to a travel card, so I have to pay for fuel to run him every day to college, which is cheaper than the bus and two trains he would need to get. I pay all the bills, rent, council tax etc etc etc.

I believe the OP was referring to undergraduates, not those at college. Could he not study part time, so he could work at the same time?

Assuming you are the only two adults in the household, you should qualify for a 25% council tax discount.

Idiophreak

miduck wrote: »

The student also gets a massively subsidised degree. Whilst a claimant may have access to some training, the subsidy will be nowhere near that which an undergraduate receives.

Do they?

So if the student's paying 9k per year for fees, how much do you think the total cost is?

miduck

Idiophreak wrote: »

Do they?

So if the student's paying 9k per year for fees, how much do you think the total cost is?

Yes, they do, although I agree that subsidy has reduced a fair bit this year. A non EU student is likely to pay £12,000 plus, so even with the increase a home student is still subsidised.

I believe the OP is not a first year, so will still benefit from a massive subsidy.

fredandwilma

simmed wrote: »

(This is a genuine question, not rhetorical)

Or was it even a benefits or tax credits question?

Another thread more suited to DT?


I see you've put the same thread on DT as well.

FBaby

with a student loan, you are master or your time and activities. You don't have to be told what to do for the it. You don't have to stop your studies because someone tells you you have to take a job instead.

The two are just not comparable in any way.

tom9980

simmed wrote: »

(This is a genuine question, not rhetorical)

I get £6,000 a year student loan to live on.

My rent is about £300 a month, and for my university that's a very very low rent, one of the cheapest places. 300x12=£3,600 to the landlord, so that's £2,400 to live on. You do the maths, it comes out to £46 a week, with utilities having to be paid in that.

Students don't have to pay council tax but as far as I can see we get no other benefits. JSA meanwhile, unless I'm mistaken, get certain benefits such as NHS healthcare help, housing benefit, etc.

Just wondering, given these sums/allowances who is in a better financial situation, a student or a person on the dole?

Why do you seem to want to discuss benefits policy on this forum? its clear you are trolling this forum for reactions.

I can tell you a great deal about students and benefits because i have been unwell for half my life, so when my partner went to uni and we moved in together nobody could tell us what we were entitled to when this happened. In the mess that followed we got full housing and council tax paid and i got £1 and we only got this because of premiums and because they had to deduct money from her loan so she could buy books, without it we would have got less possibly even nothing.

In total we had about a £10k income and over £6500 of that went straight on council tax and housing, then we had £800 electric bill to pay for heating the flat every year. That left us £225 per month for phone, internet, transport and food among other things to pay with the rest, we were SKINT. 5p noodles became a regular meal for us.

Now you would think she should get a job right? well not when she was in uni 9-5 daily for 4 years and still had assignments to do. We are very comfortable now she is Teaching full time, house is paid for and we have money in the bank. I am thankful we had some help and the level of money was OK but the system didnt help us it simply made things difficult, complicated and stressful.

So to my point YOU likely can get a job and you likely have your health so stop complaining about benefit claimants and be VERY thankful you are not in the position of people who are guilty of nothing other than bad luck and misfortune.

mummybearx

miduck wrote: »

I believe the OP was referring to undergraduates, not those at college. Could he not study part time, so he could work at the same time?

Assuming you are the only two adults in the household, you should qualify for a 25% council tax discount.

Sorry, I just read 'student' and replied, didn't really think there was much difference between being a student at either.

Anyway, the point I was making is that he/we get not a single penny help/benefits/bursary, nothing. He has applied for jobs, but nothing so far. Everything local is temp work, they don't want to employ a grown man for £x when they can employ someone at 18 for less money

SkyeKnight

miduck wrote: »

Yes, they do, although I agree that subsidy has reduced a fair bit this year. A non EU student is likely to pay £12,000 plus, so even with the increase a home student is still subsidised.

I believe the OP is not a first year, so will still benefit from a massive subsidy.

Only STEM (science, technology, engineering and maths) subjects get any subsidy any more - all arts, humanities and social studies courses are now funded by the students (via loans). The £12k+++ that a non-EU student pays helps to fund the university and other students, so it is higher than the actual cost.

moneyhustler88

Student Finance actually varies on what university your at.
When I applied to Liverpool John Moores University many years ago I would have got £200 Less than if I had gone to Buxton Derby University. It puzzled me as how you would give a student less to live on in a bigger city than a small town I have no idea. Perhaps the monkeys at Student Finance don't think about that.
But in answer to your original question if you actually work it out people on student finance get the same as people on JSA (£50.00 a week roughly) after paying their rent. So it's no better..and REMEMBER a student loan is REPAYABLE..whilst as JSA isn't