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Who gets more money, a person on the dole or a student?

simmed
simmed Posts: 2,227 Forumite
edited 28 January 2013 at 1:03PM in Benefits & tax credits
(This is a genuine question, not rhetorical)
«1

Comments

  • Not all JSA claimants get that help - only those on Income related JSA do - They have £71/week to pay everything out of incl rent and food and utilities. That's assuming they are over 25 years old, those under that age get £56.25/week.
    Try and get yourself a part time job that you can do to suppliment your income - bar work or filling up shelves in supermarkets spring to mind. You could earn upto £8105 tax free this year and next it will be £9440.
  • Idiophreak
    Idiophreak Posts: 12,024 Forumite
    10,000 Posts Combo Breaker
    simmed wrote: »
    I get £6,000 a year student loan to live on.

    That's the key point..whatever you "get" you "pay back". Whatever a person on the dole "gets" they "keep"...I'll let you decide which of those is the better financial situation.
  • simmed
    simmed Posts: 2,227 Forumite
    Not all JSA claimants get that help - only those on Income related JSA do - They have £71/week to pay everything out of incl rent and food and utilities. That's assuming they are over 25 years old, those under that age get £56.25/week.
    Try and get yourself a part time job that you can do to suppliment your income - bar work or filling up shelves in supermarkets spring to mind. You could earn upto £8105 tax free this year and next it will be £9440.

    So both over 25 and under 25 JSA claimants get significantly more money to live on than students..

    As a student £71/week is lavish, lol
  • paddedjohn
    paddedjohn Posts: 7,512 Forumite
    Part of the Furniture
    Will you be staying in your student digs for the full 52 weeks? I'm sure my daughters contract was a term one which was about 40 weeks and then she moved back home for the summer.
    Be Alert..........Britain needs lerts.
  • But the main difference is that a student can get a part time job and still keep their student money, so if they can find two evenings bartending they are better off by the amount of their wage every week, whereas someone claiming JSA would probably not be better off unless they could get a lot more hours. To be honest I'm not sure the two can be compared, they're very different, starting with the fact that students have chosen to be students whilst claimants often haven't. When I was at uni I did translation work for extra cash, except for during key times like exams etc.
  • ILW
    ILW Posts: 18,333 Forumite
    Go to a Uni near home and save most of the living expenses.
  • miduck
    miduck Posts: 1,800 Forumite
    simmed wrote: »
    So both over 25 and under 25 JSA claimants get significantly more money to live on than students..

    As a student £71/week is lavish, lol

    If a claimant qualifies for LHA, it is likely they will still have to "top up" the payment themselves, as the LHA rate is set at such a low rate. Hence, it is very unlikely that they will be better off than a student.
  • miduck
    miduck Posts: 1,800 Forumite
    Idiophreak wrote: »
    That's the key point..whatever you "get" you "pay back". Whatever a person on the dole "gets" they "keep"...I'll let you decide which of those is the better financial situation.

    The student also gets a massively subsidised degree. Whilst a claimant may have access to some training, the subsidy will be nowhere near that which an undergraduate receives.
  • Heycock
    Heycock Posts: 1,359 Forumite
    Tenth Anniversary Combo Breaker
    On balance, students are better off in that if you get a job...and in a university city jobs ARE available if you try hard enough... then whatever you earn is yours and won't impact on your student loans. So you'll have two incomes. Both tax free.
    And have you bought those thermals yet?!!!!
  • mummybearx
    mummybearx Posts: 1,921 Forumite
    My husband is mature student. He currently gets £0 a month, £0 a year. My wage is just above the cut off, so he isn't entitled to a penny either in loan or bursary format.

    Nor is he entitled to a travel card, so I have to pay for fuel to run him every day to college, which is cheaper than the bus and two trains he would need to get. I pay all the bills, rent, council tax etc etc etc.
    Can't think of anything smart to put here...
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