We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

What does this mean? Re - Universal Credit

Options
Hi, my child and I live with my mum, I receive WTC & CTC, my mum receives no benefits. My sister also lives there and is currently employed on a temporary basis, when this work ceases she will be on JSA until she finds more work.

I have been reading up on UC and it keeps mentioning that payments will be per household. Does this mean that my sister will be taken into account with regards to my claim when UC comes into play? Or will we still be treated as separate family units, the way that we are now? Or will my mum's and sister's earnings be reflected in my claim?

As I'm an existing claimant, do you know when my claim will start to be changed over to UC? I'm under the impression it'll be April 2014, is this correct?
«1

Comments

  • nannytone_2
    nannytone_2 Posts: 12,993 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    a household isnt each house.
    it is each family unit.
    your mum is financially separate ( 1 househikd)
    you and your child are financially separate ( 1 household)
    your sister is financially separate ( 1 household)

    so although you all live in the same home, you actually count as 3 separate housholds
  • zagfles
    zagfles Posts: 21,409 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Chutzpah Haggler
    BBBNH wrote: »
    Hi, my child and I live with my mum, I receive WTC & CTC, my mum receives no benefits. My sister also lives there and is currently employed on a temporary basis, when this work ceases she will be on JSA until she finds more work.

    I have been reading up on UC and it keeps mentioning that payments will be per household. Does this mean that my sister will be taken into account with regards to my claim when UC comes into play? Or will we still be treated as separate family units, the way that we are now? Or will my mum's and sister's earnings be reflected in my claim?

    As I'm an existing claimant, do you know when my claim will start to be changed over to UC? I'm under the impression it'll be April 2014, is this correct?
    No, it will be like now, you mum and sister's earnings won't affect your claim.

    April 2014 is the earliest you'll be moved over, they're doing JSA claimants first, then tax credits, so it'll probably be 2015 (or even later) before you're moved. Unless you have a major change of circumstances in which case you might be moved then.
  • benefitbaby
    benefitbaby Posts: 1,099 Forumite
    BBBNH wrote: »
    As I'm an existing claimant, do you know when my claim will start to be changed over to UC? I'm under the impression it'll be April 2014, is this correct?



    DWP will reassess current benefit recipients between April 2014 and 2017.

    If you qualify for more money under UC you will receive this, if you qualify for less then you will not see a cut in benefits, you will paid the current rate you receive and it will be frozen at that amount until UC catches up through inflation.

    This is called transitional protection and will remain until one of the following occurs:
    - a partner leaving the household;
    - a sustained (three-month) earnings drop beneath the level of work in the claimant commitment;
    - a sustained (three month) increase in earnings which would lift the claimant out of UC;
    - the UC claim ending;
    - the loss or gain of any elements that make up the UC award – eg, the childcare element or the housing element.
  • BBBNH
    BBBNH Posts: 130 Forumite
    nannytone wrote: »
    a household isnt each house.
    it is each family unit.
    your mum is financially separate ( 1 househikd)
    you and your child are financially separate ( 1 household)
    your sister is financially separate ( 1 household)

    so although you all live in the same home, you actually count as 3 separate housholds

    Very helpful, thank you. I thought it meant everybody living under the one roof! :o
    zagfles wrote: »
    No, it will be like now, you mum and sister's earnings won't affect your claim.

    April 2014 is the earliest you'll be moved over, they're doing JSA claimants first, then tax credits, so it'll probably be 2015 (or even later) before you're moved. Unless you have a major change of circumstances in which case you might be moved then.

    Thanks so much.

    The only change of circumstances I'm having (that I'm aware of!) is a temporary change of address later this year. Would this be classes as a major change of circumstance? Or do you mean like having a child, or starting a full time job etc..?
  • BBBNH
    BBBNH Posts: 130 Forumite
    DWP will reassess current benefit recipients between April 2014 and 2017.

    If you qualify for more money under UC you will receive this, if you qualify for less then you will not see a cut in benefits, you will paid the current rate you receive and it will be frozen at that amount until UC catches up through inflation.

    This is called transitional protection and will remain until one of the following occurs:
    - a partner leaving the household;
    - a sustained (three-month) earnings drop beneath the level of work in the claimant commitment;
    - a sustained (three month) increase in earnings which would lift the claimant out of UC;
    - the UC claim ending;
    - the loss or gain of any elements that make up the UC award – eg, the childcare element or the housing element.

    So the earliest they will look into moving me over is April 2014? I'm finding it very confusing so thank you for your information.
  • BBBNH
    BBBNH Posts: 130 Forumite
    Can I just ask, is a temporary change of address classed as a major change of circumstance in regards to Universal credit?
  • zagfles
    zagfles Posts: 21,409 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Chutzpah Haggler
    BBBNH wrote: »
    Very helpful, thank you. I thought it meant everybody living under the one roof! :o



    Thanks so much.

    The only change of circumstances I'm having (that I'm aware of!) is a temporary change of address later this year. Would this be classes as a major change of circumstance? Or do you mean like having a child, or starting a full time job etc..?
    No, unless it was moving in with a partner or suchlike.
  • BBBNH
    BBBNH Posts: 130 Forumite
    zagfles wrote: »
    No, unless it was moving in with a partner or suchlike.

    That's the problem, temporarily moving into ex's home for 4 months (I started a thread on this situation) ex won't be living there, it's so I can work from home whilst my house is being sorted. But obviously bills/mortgage are in his name. The move will be no longer than 4 months (that's worst case scenario) He doesn't receive any tax credits even though I'm sure he's eligible. Just worried when I inform them of the temporary move, they will automatically know he lives there and expect us to make a joint claim.
  • zagfles
    zagfles Posts: 21,409 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Chutzpah Haggler
    BBBNH wrote: »
    That's the problem, temporarily moving into ex's home for 4 months (I started a thread on this situation) ex won't be living there, it's so I can work from home whilst my house is being sorted. But obviously bills/mortgage are in his name. The move will be no longer than 4 months (that's worst case scenario) He doesn't receive any tax credits even though I'm sure he's eligible. Just worried when I inform them of the temporary move, they will automatically know he lives there and expect us to make a joint claim.
    Yes. Don't do it, they'll link you financially and it'll cause all sorts of hassle.
  • shedboy94
    shedboy94 Posts: 929 Forumite
    BBBNH wrote: »
    That's the problem, temporarily moving into ex's home for 4 months (I started a thread on this situation) ex won't be living there, it's so I can work from home whilst my house is being sorted. But obviously bills/mortgage are in his name. The move will be no longer than 4 months (that's worst case scenario) He doesn't receive any tax credits even though I'm sure he's eligible. Just worried when I inform them of the temporary move, they will automatically know he lives there and expect us to make a joint claim.

    Will he living there or not, because the post is quite confusing?
    If he isn't living there, where will he be living?
    Why does it happen to be your ex's house that you will be moving into?
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.7K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.