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currently a working single parent, considering bf moving in - changes to benefits?

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Comments

  • julz224
    julz224 Posts: 26 Forumite
    well it says i would lose around 200 quid a month which is do-able. i was very shocked to be honest because i was expecting to lose much more than this which is why i came here. a bit of savvy shopping instead of convenience grocery shopping would probably even us out. but to be honest, if he does move in i cannot wait until he gets a job because i don't like having to rely on tax credits and housing benefit and i do believe he should pull his weight :) thanku for your help :)
    debt free wannabe (or at least half my current debts!) by july 2015...very - 950.00
    rbs loan - 6,800.00
    barclaycard - 5,580.00
    capital one - 1,700.00 :eek: scary stuff, but im determined to be frugal and pay off my debts xxx
  • Gentile
    Gentile Posts: 246 Forumite
    ditzyat50 wrote: »
    You say you have been seeing your boyfriend for 8 months and now talking of him moving in with you. At the risk of sounding harsh, but you are working full time also a mum and he is on JSA, I may be being somewhat sceptical but he is getting a good deal here. I would personally give the relationship a little longer. With regard to housing and council tax benefit I would imagine there wouldn't be much difference but may be another poster will be kind enough to give better advice.


    Ahem,the term that is suitable to describe him would be "cocklodger". There are plenty about like that, seducing women and moving into their house and wrecking havoc. I hope OP figures this out.
  • julz224
    julz224 Posts: 26 Forumite
    ditzyat50 wrote: »
    You say you have been seeing your boyfriend for 8 months and now talking of him moving in with you. At the risk of sounding harsh, but you are working full time also a mum and he is on JSA, I may be being somewhat sceptical but he is getting a good deal here. I would personally give the relationship a little longer. With regard to housing and council tax benefit I would imagine there wouldn't be much difference but may be another poster will be kind enough to give better advice.

    no, you do have a good point and i appreciate any advice and i know what you mean. im not going to rush into anything. i just like to plan things meticulously hence why looking on here/the web.
    debt free wannabe (or at least half my current debts!) by july 2015...very - 950.00
    rbs loan - 6,800.00
    barclaycard - 5,580.00
    capital one - 1,700.00 :eek: scary stuff, but im determined to be frugal and pay off my debts xxx
  • julz224
    julz224 Posts: 26 Forumite
    Gentile wrote: »
    Ahem,the term that is suitable to describe him would be "cocklodger". There are plenty about like that, seducing women and moving into their house and wrecking havoc. I hope OP figures this out.

    hahaha! thanks, never heard of that term before. im a big girl though you know, ive raised a son for 5 years by myself and got myself through education and in a good job/lovely house. you will be pleased to know i am not rushing into this with my bf, we are just discussing it. i will be referring him to the job section in the paper don't worry, he wont be a cocklodger in my house! lol! ;)
    debt free wannabe (or at least half my current debts!) by july 2015...very - 950.00
    rbs loan - 6,800.00
    barclaycard - 5,580.00
    capital one - 1,700.00 :eek: scary stuff, but im determined to be frugal and pay off my debts xxx
  • FBaby
    FBaby Posts: 18,374 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    OP, as been stated before, I would really think long and hard about getting him to move in before he gets a job. It's not an issue of benefits, but of being a single mum and what comes with it. I don't have a doubt that he is a good person and means well, but having a responsible partner when you are a single parent is absolutely essential. It will take time before he takes on the role of father figure to your child and act as a father would do responsability-wise. In the meantime, it is going to be really hard to be a parent to your child, whilst fully responsible financially.

    You might be fully trusting that he will find a job soon and be able to contribute to the household and if so that's fair enough, but if he was self-employed and his business failed, that's not a very good sign to start with. You know his past history employment wise and can decide whether he is just going through bad luck and has enough credential to be reassured of his ability to provide soon, but do be careful. I do know some responsible working single mum who took on men either unemployed at the time or on a very low wage and they just ended up with what felt like another child to support.
  • Dunroamin
    Dunroamin Posts: 16,908 Forumite
    edited 7 January 2013 at 9:11AM
    julz224 wrote: »
    im not sure...whats the difference?

    If he's on means tested it'll be assessed on your earnings and he'may lose it. If he's been claiming for over 6 months, it'll be means tested.

    What other benefits is he claiming at the moment?
  • krisskross
    krisskross Posts: 7,677 Forumite
    edited 7 January 2013 at 9:51AM
    Dunroamin wrote: »
    If he's on means tested it'll be assessed on your earnings and he'may lose it. If he's been claiming for over 6 months, it'll be means tested.

    What other benefits is he claiming at the moment?

    Indeed. The OP could end up supporting the BF as well as herself and child. When the sums are done regarding affordability of him moving in it would be wise to ignore the JSA and have him as no income unless he gets a job.

    Might be a good idea to play with a few scenarios on entitled to. Like him with no income, earning £200 a week etc. Cover all the possibilities.
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