We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

currently a working single parent, considering bf moving in - changes to benefits?

hi all,

i am hoping you could help. i am a full time working mum (working in admin 35 hours per week) and my child is in school and i pay for breakfast club and after school club for him, as well as getting my housing benefit paid and council tax paid by the council. in the holidays my child is in holiday club at the nursery who take him in the after school club. i have been seeing my boyfriend for 8 months and we have been talking about him moving in with me in the near future, however he is currently on job seekers allowance and actively looking for work.

would i still receive my housing benefit and council tax benefit, any would i still receive any working tax credits and child tax credits if i agreed to my boyfriend living with us, even though he doesn't have a job? i have always done everything legit as far as benefits/tax credits are concerned and want to continue to do everything legit. i am hoping we would get some help until my bf finds a job because i don't think we could live off just my wage. please help if you can :)
debt free wannabe (or at least half my current debts!) by july 2015...very - 950.00
rbs loan - 6,800.00
barclaycard - 5,580.00
capital one - 1,700.00 :eek: scary stuff, but im determined to be frugal and pay off my debts xxx
«1

Comments

  • emsywoo123
    emsywoo123 Posts: 5,440 Forumite
    If you put your figures into https://www.entitledto.com it should give you up to date info :D
  • Gentile
    Gentile Posts: 246 Forumite
    Tell him to move in AFTER he has found himself a job. Dont ever let him get into your house without a job. Is there a need for him to move in ? You have seen him for 8 months, in that period did he have a job or was he on JSA all that while ? Red flags are waving at me.
  • julz224
    julz224 Posts: 26 Forumite
    thank you for your quick reply :) i appreciate your help.i have done that, yet i have previously found that those entitlement calculators are not always reliable, and i was hoping that someone may have experience of my situation? when i did the calculator earlier on, it seemed too good to be true to be honest! i always thought it would be a huge drop in money if i met a partner and they moved in, but apparently not. its a minefield!
    debt free wannabe (or at least half my current debts!) by july 2015...very - 950.00
    rbs loan - 6,800.00
    barclaycard - 5,580.00
    capital one - 1,700.00 :eek: scary stuff, but im determined to be frugal and pay off my debts xxx
  • emsywoo123
    emsywoo123 Posts: 5,440 Forumite
    Gentile wrote: »
    Tell him to move in AFTER he has found himself a job. Dont ever let him get into your house without a job. Is there a need for him to move in ? You have seen him for 8 months, in that period did he have a job or was he on JSA all that while ? Red flags are waving at me.

    I so wish your red flags caught a gust of wind and flew you off to DT.....:rotfl:
  • Dunroamin
    Dunroamin Posts: 16,908 Forumite
    Does your bf claim contribution based or means tested JSA?
  • julz224
    julz224 Posts: 26 Forumite
    Gentile wrote: »
    Tell him to move in AFTER he has found himself a job. Dont ever let him get into your house without a job. Is there a need for him to move in ? You have seen him for 8 months, in that period did he have a job or was he on JSA all that while ? Red flags are waving at me.

    well he has had a failed business in that time, but he is looking for work. he has said he would contribute his jsa to the household, but i know what you are saying. its difficult though to comment properly unless you know the people involved personally. i am just really wondering if you or anyone had experience of one partner working and one not. nothing is set in stone yet anyway ;) just doing my homework! x
    debt free wannabe (or at least half my current debts!) by july 2015...very - 950.00
    rbs loan - 6,800.00
    barclaycard - 5,580.00
    capital one - 1,700.00 :eek: scary stuff, but im determined to be frugal and pay off my debts xxx
  • julz224
    julz224 Posts: 26 Forumite
    Dunroamin wrote: »
    Does your bf claim contribution based or means tested JSA?

    im not sure...whats the difference?
    debt free wannabe (or at least half my current debts!) by july 2015...very - 950.00
    rbs loan - 6,800.00
    barclaycard - 5,580.00
    capital one - 1,700.00 :eek: scary stuff, but im determined to be frugal and pay off my debts xxx
  • Gentile
    Gentile Posts: 246 Forumite
    julz224 wrote: »
    thank you for your quick reply :) i appreciate your help.i have done that, yet i have previously found that those entitlement calculators are not always reliable, and i was hoping that someone may have experience of my situation? when i did the calculator earlier on, it seemed too good to be true to be honest! i always thought it would be a huge drop in money if i met a partner and they moved in, but apparently not. its a minefield!


    "EntitledTo" calculator is very very accurate actually. It is known to come up with figures that are "too good to be true" but its not actually. If it is giving you massive figures its because you are entitled to that.
  • bloolagoon
    bloolagoon Posts: 7,973 Forumite
    You would lose at the least any childcare paid to you as he would be expected to do the childcare.

    Then there are the Lone Parent elements of Tax Credits and possibly his Job Seekers.
    Tomorrow is the most important thing in life
  • ditzyat50
    ditzyat50 Posts: 241 Forumite
    Ninth Anniversary Combo Breaker
    You say you have been seeing your boyfriend for 8 months and now talking of him moving in with you. At the risk of sounding harsh, but you are working full time also a mum and he is on JSA, I may be being somewhat sceptical but he is getting a good deal here. I would personally give the relationship a little longer. With regard to housing and council tax benefit I would imagine there wouldn't be much difference but may be another poster will be kind enough to give better advice.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.