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Child Benefit Question

Woggle
Woggle Posts: 87 Forumite
Part of the Furniture 10 Posts Combo Breaker
edited 5 January 2013 at 2:01PM in Benefits & tax credits
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Comments

  • Gentile
    Gentile Posts: 246 Forumite
    What is the need to claim benefits ( however small the amount ) when you are earning in excess of 60K ? I berate a lot in here for people assuming they are entitled to benefits but if someone who is considered high earner has this attitude what can we expect from the lowest paid ?
  • babyemily
    babyemily Posts: 421 Forumite
    Gentile wrote: »
    What is the need to claim benefits ( however small the amount ) when you are earning in excess of 60K ? I berate a lot in here for people assuming they are entitled to benefits but if someone who is considered high earner has this attitude what can we expect from the lowest paid ?

    Thats really not nice :( Wether op needs it or not is irrelevant that was not her question.

    I cannot answer your question op but on this forum it feels your wrong if you work and need help and youre wrong if you dont work. For all we know your mortgage is half your income.

    Either way its not anyones right to be so judgemental
  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    edited 5 January 2013 at 2:10PM
    Gentile wrote: »
    What is the need to claim benefits ( however small the amount ) when you are earning in excess of 60K ? I berate a lot in here for people assuming they are entitled to benefits but if someone who is considered high earner has this attitude what can we expect from the lowest paid ?
    On £60,000 someone would be bringing home £800 a week. It's exactly the same amount of money as a family on benefits with 4 children living in a rented 3 bedroom house on housing benefit with all council tax paid, free school meals and no travel to work costs to consider.... Why should they have less money than someone who is not working at all?

    OP : Don't be scared off by comments...You can reduce your partners income just a little further by doing something like increasing pension contributions and you can still get the full value of child benefit. The pension contributions come off gross salary and you declare what you would see on a tax return filed at the end of the year. A tax accountant will be able to help you find a few more expenses to claim to get gross salary down legally.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • Woggle
    Woggle Posts: 87 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Thank you for the helpful comments - I was simply asking a question to make an informed decision about what to do next.

    Thanks.
  • Gentile
    Gentile Posts: 246 Forumite
    babyemily wrote: »
    Thats really not nice :( Wether op needs it or not is irrelevant that was not her question.

    I cannot answer your question op but on this forum it feels your wrong if you work and need help and youre wrong if you dont work. For all we know your mortgage is half your income.

    Either way its not anyones right to be so judgemental

    The benefits system in this country is being fiddled around by people trying to get as much as they can out of it. Obviously the new govt is trying to cut waste and hence decided that child benefit for the top earners is not really necessary and has made changes. Yet, we find these top earners trying to find loophole in that new mechanism. I am not judging anybody, what kind of standards are the so called "well off" setting to the lower paid when we behave in this manner ? Shameful !
  • starrystarry
    starrystarry Posts: 2,481 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Gentile wrote: »
    The benefits system in this country is being fiddled around by people trying to get as much as they can out of it. Obviously the new govt is trying to cut waste and hence decided that child benefit for the top earners is not really necessary and has made changes. Yet, we find these top earners trying to find loophole in that new mechanism. I am not judging anybody, what kind of standards are the so called "well off" setting to the lower paid when we behave in this manner ? Shameful !

    All you ever seem to do is judge people. Do you prowl this board just to have a go at people? I don't recall you ever offering any helpful advice. As has been pointed out several times, this board is not for discussion of benefit policies. That belongs on Discussion Time.
  • tescobabe69
    tescobabe69 Posts: 7,504 Forumite
    HappyMJ wrote: »
    On £60,000 someone would be bringing home £800 a week. It's exactly the same amount of money as a family on benefits with 4 children living in a rented 3 bedroom house on housing benefit with all council tax paid, free school meals and no travel to work costs to consider.... Why should they have less money than someone who is not working at all?
    The silence is deafening isnt it?
  • Gentile
    Gentile Posts: 246 Forumite
    All you ever seem to do is judge people. Do you prowl this board just to have a go at people? I don't recall you ever offering any helpful advice. As has been pointed out several times, this board is not for discussion of benefit policies. That belongs on Discussion Time.

    I am on here to provide help and advice to people who are in genuine need. So far I have found it elusive. Instead while I am here I am hoping to motivate people to change their dependency habits.:)
  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    Gentile wrote: »
    The benefits system in this country is being fiddled around by people trying to get as much as they can out of it. Obviously the new govt is trying to cut waste and hence decided that child benefit for the top earners is not really necessary and has made changes. Yet, we find these top earners trying to find loophole in that new mechanism. I am not judging anybody, what kind of standards are the so called "well off" setting to the lower paid when we behave in this manner ? Shameful !
    Earning £60,000 and taking home £800 a week is hardly top earning. If they have a mortgage at 3.75 times their income and the interest rate was 5% then the mortgage payment takes up £300 of that. They'd be left with £500 which isn't that much...a family on benefits gets more.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • Gentile
    Gentile Posts: 246 Forumite
    HappyMJ wrote: »
    On £60,000 someone would be bringing home £800 a week. It's exactly the same amount of money as a family on benefits with 4 children living in a rented 3 bedroom house on housing benefit with all council tax paid, free school meals and no travel to work costs to consider.... Why should they have less money than someone who is not working at all?

    Agreed. We should not be less well off than those families. But is the answer trying to grab something from the diminishing pot to enrich ourselves or is the answer trying to get better at our job, work harder in our job and uplift ourselves ?
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