Does having points on your licence put your insurance up?

AltheHibby

Take the course. My friend in Berkshire did it and advised me to speed through his area so I could get on it as he said it was the best driving lesson he ever had (seriously). Up here in Scotland we don't get offered the chance, so I have 3 points and he has none.

dggar

mcjordi wrote: »

take the course... but remember you wont get offered it again for the next 2 years iirc

but 3 points for mobile phone made no difference to my insurance for the 5 years.

I believe this is three years.

I would advise taking the course, it may even remind you of things that you have forgotten.

kev2012

Definitely take the course and keep your license clean.
For 3 points I think it depends what it was for.
E.G: If it was for jumping a red light,I can't see an insurance Co ignoring that. I had 3 for a part worn tyre and spoke to the insurer on the phone. They called the underwriter and they said it's no problem.
Last I heard it was 4 years on your license and 5 for insurance. But you had to pay a fee to get a re-issued clean license back from dvla.

kev2012

Whatever you do,always tell the truth to an insurance Co...if you have a prang and they find out after about points then you have lost everything.
Imagine having a £20,000 motor and it gets written off!! OUCH!!!!

garfield33

Thank you everyone - a comprehensive answer of "take the course" so that's what I'll do

trets77

Of course some insurance companies are now asking if you have been on speed awareness course much to the dismay of the police and course operators.

The speed awareness course probably changes attitudes, taking 3 points because the Speed awareness course does not save you anything probably much less so.

http://www.telegraph.co.uk/motoring/caradvice/honestjohn/9750838/Penalised-for-taking-a-speed-awareness-course.html

Another thing the powers that be will claim they are powerless to stop no doubt.

Kite2010

The question can be misleading as the option of saying you have done the speed awareness course is under convictions, and doing the speed awareness course isn't classed as a conviction so quite rightly people select "no" to the "any convictions within the past 5 years" if they haven't had anything else.

It's just Admiral profit bumping

Johnmcl7

When I renewed my insurance, Admiral specifically asked separate from motoring convictions whether I had been on a speeding awareness course. As Admiral seem to be getting away with it I'll be surprised if other insurance companies don't follow suit.

Even with that in mind I still think it's worth taking the course as it can be surprisingly easy to rack up points (unknown area, lost and going past a mobile van plus an unco-operative SCP isn't unheard of) and the course may prevent a totting up ban in the future.

John

dggar

Johnmcl7 wrote: »

When I renewed my insurance, Admiral specifically asked separate from motoring convictions whether I had been on a speeding awareness course. As Admiral seem to be getting away with it I'll be surprised if other insurance companies don't follow suit.

Even with that in mind I still think it's worth taking the course as it can be surprisingly easy to rack up points (unknown area, lost and going past a mobile van plus an unco-operative SCP isn't unheard of) and the course may prevent a totting up ban in the future.

John

How would Admiral check whether such a question had been answered "correctly"

kingstreet

A speed awareness course where the authority is a member of the national scheme can be done once in a three year period. However, some parts of England and Wales have course providers who aren't members, Hampshire being one example.

http://www.driver-improvement.co.uk/index.php/home/speed-awareness-scheme/nsac-service-providers

Therefore, you could attend more than one course in three years if you are "detected" in an area not a national scheme member, when you've done a national course, or vice-versa.

Some areas, notably the Met and GMP plus others, also offer Red Light Courses, in lieu of prosecution for a traffic light offence.