tax

polly*pocket_2

............

dundeediva

polly*pocket wrote: »

hello all, just joined up to ask this:
me and my partner get working tax and child tax credits, all is fine exept for when i phoned up to change bank details, when i was told that by doing this it may prompt an overpayment, which it now has, nearly 2000 pounds has gone into my account ...... i know im not suposed to have this money but do i have to pay it back? i only changed my account details, surley this is their fault and i should me alloud to go on a mighty spending spree , thanks for reading, x

1. you need to phone them and find out where this has come from. getting a payment of that amount for a change of bank details is not normal. Also check your award notice when it arrives, you have 30 days to report anything wrong.

2. If you know your supposed to have it do you really think you won't have to pay it back? Be realistic here, it's not yours. If you wanted to you can keep it in a bank account until they ask for it back, or spend it if you wish but dont be surprise when you get a bill through.

3. Even if it is their fault why should you then be allowed to go on a shopping spree and not have to repay??? As said before it's not yours to have. If you know it, what have you done to sort the situation?

FBaby

or you could make an error and transfer it to my account and because it will your mistake, i'll go on the spending spree for you

Gentile

Is this a wind up ?

shedboy94

Gentile wrote: »

Is this a wind up ?

Yes, don't bite

Icequeen99

shedboy94 wrote: »

Yes, don't bite

I suspect Shedboy is right.

However, if this did actually happen the current COP 26 policy is worded such that you could keep the money.

If HMRC made a mistake and failed at their responsibilities, and you get your award notice and ring them within 30 days and tell them of their mistake (thus meeting your responsibilities) then it should be written off.

I have seen this happen twice and both times won the dispute.

Not fair and not morally right, but within the current dispute rules. Under the old responsibilities test, you couldn't do this, but you can under the new test.

IQ

Gentile

Icequeen99 wrote: »

I suspect Shedboy is right.

However, if this did actually happen the current COP 26 policy is worded such that you could keep the money.

If HMRC made a mistake and failed at their responsibilities, and you get your award notice and ring them within 30 days and tell them of their mistake (thus meeting your responsibilities) then it should be written off.

I have seen this happen twice and both times won the dispute.

Not fair and not morally right, but within the current dispute rules. Under the old responsibilities test, you couldn't do this, but you can under the new test.

IQ

Thanks for the info IceQueen. Noted. I have bolded it too in case someone misses it. There you go folks, get yourself new bank accounts and start ringing to change your bank accounts. They are going to do some overpayment, likely about 2K, which is then yours to keep. Rinse, repeat as many times as you can.

sunflower_2

schools are not back til next week & Santa brought lots of laptops/tablets...

polly*pocket_2

wow some of you are a bit bitter arnt you, well, i rung them, turns out it wasnt the bank acount change that prompted the payment, it was because i had used estimates and had then told them the actual amount, so the money is mine to keep, had i read the letter properly the other day i would have know this days ago. so to sum it up, in the year 2011 - 2012 i was underpaid, and it had collected up.
off to the shops tomorrow!

thanks to the helpfull people, not many of you

polly*pocket_2

Gentile wrote: »

Thanks for the info IceQueen. Noted. I have bolded it too in case someone misses it. There you go folks, get yourself new bank accounts and start ringing to change your bank accounts. They are going to do some overpayment, likely about 2K, which is then yours to keep. Rinse, repeat as many times as you can.

havent better things to do?

shedboy94

polly*pocket wrote: »

wow some of you are a bit bitter arnt you, well, i rung them, turns out it wasnt the bank acount change that prompted the payment, it was because i had used estimates and had then told them the actual amount, so the money is mine to keep, had i read the letter properly the other day i would have know this days ago. so to sum it up, in the year 2011 - 2012 i was underpaid, and it had collected up.
off to the shops tomorrow!

thanks to the helpfull people, not many of you

So basically you left out the only relevant part of the story, because it had nothing to do with the bank change at all.

Congrats on the wind-up thread.....you got a few bites.