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Car loan with CCJ

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Comments

  • bigadaj
    bigadaj Posts: 11,531 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    Treadmill wrote: »
    True it annoys me to hear a CCJ related to being untrustworthy, mostly it's nothing to do with trust, risk is factored in to any loan, the person might lose their job, get cancer or lose a child. All reasons I have known people get CCJs.

    Bottom line is that the lender didn't get their money back, so no one is going to be rushing to lend anymore.
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    Treadmill wrote: »
    £1000 will buy you a perfectly reliable car if you shop around and do your research, there are lots of low mileage full service private sales out there for £1000 of less, think something like a 8/10 year old xsara Picasso with about 65/70k on the clock and full service, it's not going to impress anyone or pull the birds but it will certainly get you to work. It's only a recent thing people thinking cars past 6 years old are only fit for the scrap heap, most of us that where driving in the 70s and 80s at one time have probably owned a car that was 10 to 15 years old and thought nothing of it.

    A car is probably the only thing I have never bought on credit lol

    Yawn yawn yawn....
  • Treadmill
    Treadmill Posts: 1,102 Forumite
    Yawn yawn yawn....

    Yada Yada Yada...
  • tonycottee
    tonycottee Posts: 1,332 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Tora! Tora! Tora!
  • 27col
    27col Posts: 6,554 Forumite
    Why don't you shut your trap. No one cares about your opionion on him getting a CCJ. You don't even know his situation. Stop trying to put people down and zip it.

    Sick of the likes on you on this board, who have nothing better else to do other than sit behind their computer screens and be keyboard warrirors.
    It doesn't matter a toss what the reason for the CCJ was in the mind of a potential lender. All they know is that a financial commitment has not been met as per the terms of the contract.
    I can afford anything that I want.
    Just so long as I don't want much.
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