Car loan with CCJ

Kms

Love this thread!

Typical of loads of people wanting to judge and be sarcastic!!

Truth is, you spend 9K on a car and you could easily end up with problems.

i paid £1500 for my Jag x type 3 years ago, never ever missed a beat! id drive to the end of the earth and back and know it wouldnt let me down!

however... last year i spent a chunk on a few year old mazda 6 diesel and have spent more money repairing it than what my jag cost me to buy.... buying new doesnt necesserily mean not buying problems!

Just my views...

jam1980uk

LordLee wrote: »

27 Col - You have absolutely no bloody clue what I went through and what my family went through and the horrific consequences that occurred to receive said CCJ. So with all due respect shut the hell up and take your assumptions elsewhere.

If you knew the story you would understand. But I don't wish to divulge on here. I just wanted advice in the situation I'm in now.

This is ment to be a site that helps people and you get some people who just take the mick out of people having a bad time.

I can totally understand where your coming from 10 years ago i was on top of the world owed my own house nice car. Things change took my puma for mot last week, gonna cost me 300 to fix i can`t afford to. People say get money off friends or relatives, lots of people dont have family i have lots of friends but none who can lend me money.
Pulling my hair out what to do got bad credit in a payday loan circle, what i earn each month goes i have no surplus money at the end so cant save and when things come up no way to get money. What can people do i now risk losing my job as i work 15 miles away my old banger was only thing keeping me holding my head up, Now risk losing it because there is NO help WHATSO ever for people in this situation apart from payday loans. Needs to be more help out there and more options.

Now you will people saying get the bus or the train but it aint as simple as that. Really hope you manage to sort some thing out if you do plz tell me as i need the same as well as a few million in this contry.

tonycottee

jam1980uk wrote: »

This is ment to be a site that helps people and you get some people who just take the mick out of people having a bad time.

I agree, it's awful.

jam1980uk wrote: »

Things change took my puma for mot last week, gonna cost me 300 to fix i can afford to.

Could you not put more hours in at the hairdressers?

jam1980uk

tonycottee wrote: »

i agree, it's awful.



Could you not put more hours in at the hairdressers?

are you trying to be funny hairdressers????????????

Apples2

jam1980uk wrote: »

are you trying to be funny hairdressers????????????

Nail salon?

spacey2012

I think you will find the CCJ will stay on your searchable credit file considerably longer than six years.
They can perform an enhanced search, the public register is only kept for six years.

27col

Apples2 wrote: »

And a double bonus of being able to take up a pair of jeans

I'm afraid that you have lost me there Apples. A bit too subtle for me.

Apples2

27col wrote: »

I'm afraid that you have lost me there Apples. A bit too subtle for me.

You said it runs like a sewing machine! :cool:

Treadmill

£1000 will buy you a perfectly reliable car if you shop around and do your research, there are lots of low mileage full service private sales out there for £1000 of less, think something like a 8/10 year old xsara Picasso with about 65/70k on the clock and full service, it's not going to impress anyone or pull the birds but it will certainly get you to work. It's only a recent thing people thinking cars past 6 years old are only fit for the scrap heap, most of us that where driving in the 70s and 80s at one time have probably owned a car that was 10 to 15 years old and thought nothing of it.

A car is probably the only thing I have never bought on credit lol

Treadmill

TrueUnitedFan wrote: »

Why don't you shut your trap. No one cares about your opionion on him getting a CCJ. You don't even know his situation. Stop trying to put people down and zip it.

Sick of the likes on you on this board, who have nothing better else to do other than sit behind their computer screens and be keyboard warrirors.

True it annoys me to hear a CCJ related to being untrustworthy, mostly it's nothing to do with trust, risk is factored in to any loan, the person might lose their job, get cancer or lose a child. All reasons I have known people get CCJs.