How accurate is entitledto.com?

shoe*diva79

princessdon wrote: »

If you are really worried do a turn to us with no previous (so last years income is discounted).

Most of your payment is WTC - ie childcare.

It seems high -but given the childcare cost it isn't really.

Add to this you are keeping people employed in the childcare sector it's a good investment.

Just done what you suggested and its actually increased the WTC by £5 a week. The CTC has increased by £2 A week from what i currently receive.

Just got to hope I get one of the many jobs I am applying for!

Thanks for everyones help

dktreesea

Not sure about the HB and CTB because that depends on area. But the WTC and the CTC look correct.

Calculations:

WTC: £4,660, less 41% of excess income over 6420, so 41% of 8080 = 3312.80 ==> £1347.20 per annum ==> £25.91 per week

Child care. For one child maximum eligible amount is £175 per week, and maximum subsidy is 70%, so £175 * 0.70 = £122.50 per week. T

So total, all under WTC, is £25.91 + £122.50 = £148.41/week

For child tax credit, £2690 + £2690 + £545 = £5925 per annum ==> £113.94 per week.
I think your income is below the threshold when the claw back of CTC occurs, so you should get the maximum amount.

Try HMRC's calculator instead. It will give you the amounts you would be due up until the end of the FY, so just over 3 months from now.

shoe*diva79

dktreesea wrote: »

Not sure about the HB and CTB because that depends on area. But the WTC and the CTC look correct.

Calculations:

WTC: £4,660, less 41% of excess income over 6420, so 41% of 8080 = 3312.80 ==> £1347.20 per annum ==> £25.91 per week

Child care. For one child maximum eligible amount is £175 per week, and maximum subsidy is 70%, so £175 * 0.70 = £122.50 per week. T

So total, all under WTC, is £25.91 + £122.50 = £148.41/week

For child tax credit, £2690 + £2690 + £545 = £5925 per annum ==> £113.94 per week.
I think your income is below the threshold when the claw back of CTC occurs, so you should get the maximum amount.

Try HMRC's calculator instead. It will give you the amounts you would be due up until the end of the FY, so just over 3 months from now.

Thank you.

My LHA is £150 a week for a 2 bed rate. I have a 3 bed house (children are 12 and 2 so i choose to pay the shortfall as i don't think them sharing is acceptable) and my rent is £750 per month.

Ironically, if I had a council property I am entitled to a 3 bed because of the children's ages so strange that by privately renting I am not allowed the 3 bed rate!

dktreesea

shoe*diva79 wrote: »

Thank you.

My LHA is £150 a week for a 2 bed rate. I have a 3 bed house (children are 12 and 2 so i choose to pay the shortfall as i don't think them sharing is acceptable) and my rent is £750 per month.

Ironically, if I had a council property I am entitled to a 3 bed because of the children's ages so strange that by privately renting I am not allowed the 3 bed rate!

If your children are a boy and a girl, you should be getting the three bedroom LHA rate, because one of them is over 10. If they are the same sex, then just the two bedroom rate until the elder one is 16.

"Number of bedrooms allowed
LHA allows you a certain number of bedrooms (the size criteria). You are allowed one bedroom for:
- every adult couple (including civil partners)
- every adult aged 16 or over
- any two children under age 10
- any two children of the same sex aged 10 to 15
- any other child
- a non-resident carer if you are (or your partner is) a disabled person who needs overnight care
"

shoe*diva79

dktreesea wrote: »

If your children are a boy and a girl, you should be getting the three bedroom LHA rate, because one of them is over 10. If they are the same sex, then just the two bedroom rate until the elder one is 16.

"Number of bedrooms allowed
LHA allows you a certain number of bedrooms (the size criteria). You are allowed one bedroom for:
- every adult couple (including civil partners)
- every adult aged 16 or over
- any two children under age 10
- any two children of the same sex aged 10 to 15
- any other child
- a non-resident carer if you are (or your partner is) a disabled person who needs overnight care
"

Its 2 girls. I have put a Application for council housing in and am entitled to a 3 bed with the council due to their ages. Seems one rule for one typeof housing, another rule for another type of housing! Ill be bidding for approx 7 years I sold think by which time the eldest will be 21 and hopefully left home haha!

dktreesea

Your two lassies are lucky that they have their own rooms. Some of my girl's friends sleep three to a room because they have a three bedroom council house which the parents don't want to leave (and anyway the council don't have 5 bedroom houses here) and there are 8 people living in the house. I do like the way though, that the council fully replace the kitchen and bathroom every 20 years.

shoe*diva79

Crikey. Got to ask why a couple have 6 children if they dont have the room for them all?

Gentile

shoe*diva79 wrote: »

Crikey. Got to ask why a couple have 6 children if they dont have the room for them all?

So they can apply for a bigger house and eventually live in a 6 bed detached house all paid for by the tax payer.

Gentile

Bootsox wrote: »

Pretty good, equates to a normal gross salary circa £70k/annum.

Executive level!

Indeed. The sums are staggering. Single mums ( or mums pretending to be single ) with 3-4 kids are getting the equivalent of 70K salary in the private sector for which you need to be a senior manager or executive.

Just consider for one minute why this has happened. Its really simple. When Gordon Brown sat down with his cronies and thought about how he can ensure his party to be in power, his cronies said the women in this country have all the power. So Brown decided he had to just top up their salaries to the top 7% earning bracket in this country and problem solved. Come election time all he had to do was bleat that the conservatives are going to stop the benefits and dump them out as homeless and he can be in power forever!:T

dktreesea

shoe*diva79 wrote: »

Crikey. Got to ask why a couple have 6 children if they dont have the room for them all?

Blended families, mostly. In some of them, the grandchildren live with the grandparents as well as their own school age children. And sometimes the aunty is younger than the niece! I have a cousin, for instance, who was a great grandma at 48.