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SF's road to mortgage freedom!

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  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
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    Sparkles87 wrote: »
    There's an overpayment calculator on this site that's pretty eye opening for mortgages

    I've been playing around with numbers on that, thanks for reminding me :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Meh, annoyed at British Gas putting their prices up by 9% - so much for hoping to get our DD down a bit!

    Today has been another NSD :) and we've had chicken in a pesto sauce with rice for tea, which is very yummy and straight forward. DH has fixed the light outside so it works now, he's so clever :) and it looks much better outside our front door now!

    In not so good news, looks like my Macbook is on the blink :( can't justify the expense of a new one at the moment (or ever...!) so I'm hoping it'll last a little longer. I get an educational discount on them, but it's not as much as it used to be, plus they're now more expensive.

    Right, off to make a hot chocolate before educating yorkshire starts :D
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    It's the weekend :D

    I've had a pretty lazy morning, which has been nice :) it's so gloomy outside, it makes me want to hibernate! I've put some washing on, done the hoovering, and not much else so far! I will have to go into town this afternoon as I need to get a couple of birthday presents, plus we need to do the food shopping.

    Has anyone got any recommendations for films? Me and DH have got a cinema voucher to use up as it expires soon, but can't seem to agree on a film :rotfl:
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Has anyone got any recommendations for films? Me and DH have got a cinema voucher to use up as it expires soon, but can't seem to agree on a film :rotfl:
    If you can wait until 8 November, I recommend Gravity.

    We saw it last weekend in Toronto. Mr MWC really wanted to see it, I wasn't too fussed, however we both really enjoyed it. The cinematography and visual effects are pretty special :cool:
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • edinburgher
    edinburgher Posts: 13,907 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I get an educational discount on them, but it's not as much as it used to be, plus they're now more expensive.

    Do you *need* a MacBook? I'm amazed at how quickly the prices of netbooks/tablets/ChromeBooks/etc. are coming down.

    Unless you're bound to proprietary software, I think Apple stuff is largely shiny for its own sake.

    Before I just sound like I'm wagging my finger at you and saying 'tut tut', we spent £800 on an overpowered laptop about a year ago. Lovely machine, but regret the cost.
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    If you can wait until 8 November, I recommend Gravity.

    We saw it last weekend in Toronto. Mr MWC really wanted to see it, I wasn't too fussed, however we both really enjoyed it. The cinematography and visual effects are pretty special :cool:
    Not heard of that one! I shall have a look :)
    Do you *need* a MacBook? I'm amazed at how quickly the prices of netbooks/tablets/ChromeBooks/etc. are coming down.

    Unless you're bound to proprietary software, I think Apple stuff is largely shiny for its own sake.

    Before I just sound like I'm wagging my finger at you and saying 'tut tut', we spent £800 on an overpowered laptop about a year ago. Lovely machine, but regret the cost.
    Actually, don't *need* one at all :o I have one at the moment, which I saved up for and could justify at the time. I probably need to have a good think about whether I can justify it again this time around. I love them, but they're so expensive.
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Have you seen Sunshine on Leith?

    Everyone I know who's seen it has really enjoyed it (and sure it's not because we're all Scottish!)
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • gallygirl
    gallygirl Posts: 17,240 Forumite
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    Have you seen Sunshine on Leith?

    Everyone I know who's seen it has really enjoyed it (and sure it's not because we're all Scottish!)

    Great - I'm going to see it soon :)
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    No I haven't - shall look at that one too! :)

    So, nothing much planned for today. I was hoping to get out in the garden as it's becoming a bit of a wilderness again, but it's raining at the moment, so I don't think I'll get out there today. Oh well :o

    We're off to DH's parents for tea tonight - I'm secretly hoping for a roast dinner :D followed by crumble :D saves me cooking too!

    Can't wait until payday on Friday - I've not made any OPs this month so far, and it's annoying me! I'm still aiming to be under £113,000 by the end of the year, but it'll be tight.
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Have you seen Sunshine on Leith?

    Everyone I know who's seen it has really enjoyed it (and sure it's not because we're all Scottish!)

    I'm not Scottish and I loved it! :D Mind you, my daughter was at Edinburgh Uni, so we recognised lots of places in the film
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