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SF's road to mortgage freedom!

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  • greent
    greent Posts: 10,787 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hang on in there - the sleep does get better eventually xx
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • beanielou
    beanielou Posts: 95,692 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Eek to so little sleep & being back at the coalface.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    You've managed so well on maternity leave and will strike that balance now you've gone back. Hope DS starts sleeping better for you soon, you'll feel like new people once he does. Glad you've popped in, really enjoy your diary.
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • edinburgher
    edinburgher Posts: 13,904 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    SF, are you still pursuing passive income through dividend investing? I ask as I haven't had a chance to catch up with your blog in quite a while. How is that going?

    I can't believe that you have returned to work already, what a trooper! Mrs E goes back at the end of the week, she's a little nervous about leaving DD, even when it's with family.
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Karmacat wrote: »
    Not exciting? I realise you're probably completely zonked from lack of sleep, but honestly, paying for a front door and a holiday without dipping into savings, at the end of maternity leave, is a real achievement.

    I really hope the sleep situation improves before long.
    Thank you - I always think I could be doing better! And me too :o
    greent wrote: »
    Hang on in there - the sleep does get better eventually xx
    I hope so!
    beanielou wrote: »
    Eek to so little sleep & being back at the coalface.
    Indeed :eek:
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    CathT wrote: »
    You've managed so well on maternity leave and will strike that balance now you've gone back. Hope DS starts sleeping better for you soon, you'll feel like new people once he does. Glad you've popped in, really enjoy your diary.
    I hope he does; I really miss sleep! And thank you :)
    SF, are you still pursuing passive income through dividend investing? I ask as I haven't had a chance to catch up with your blog in quite a while. How is that going?

    I can't believe that you have returned to work already, what a trooper! Mrs E goes back at the end of the week, she's a little nervous about leaving DD, even when it's with family.
    I am still doing dividend investing, though it's been on the quiet front lately due to lack of funds. I should receive some this month though :) I went back at the end of 9 months off - it's gone so fast! Is Mrs E going back full time or part time? It is hard leaving the baby, but DS is also with family so he's having a good time :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • edinburgher
    edinburgher Posts: 13,904 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Mrs E is also going back 3 days.
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    So, my dividend payment from my Lloyds shares was a whole £3 :rotfl: not going to get very far with that kind of income! But, it's another (tiny) income stream that we've started, which I'm really pleased about. I am still focusing on dividend shares combined with funds so it's slightly less risky in that respect.

    In other news, it's our car's MOT and service today, so keep your fingers crossed that it doesn't need much doing to it! Unfortunately, we have had to put this on DH's CC as we didn't have enough funds in our current account to book it in. It's payday next week though, so then we'll start to get back onto an even footing, though June will also have to be quite focused in not spending much, even though we're going on holiday for a week :)

    Not much else to report, happy Friday!
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Another weekend over; I swear the times gets quicker and quicker!

    So, the car MOT and service cost us £200, which I suppose isn't too bad. We've had to put it on the CC as we didn't have the funds in our current account to pay for it, which we've never had to do before....! However, I get paid on Wednesday so it'll be paid off ASAP.

    In other news, our dishwasher has broken! So, another thing that will need to be replaced. I know it's not a necessity but it definitely makes life easier. I might try and see if I can get some more stuff listed on eB to get some more funds flowing in, even if it is small. It fees like we'll be playing catch up for a while!

    Happy Sunday, everyone :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    A new month and DS is 10 months old tomorrow :eek:

    I've been involved with something very exciting, which when I can share on here, I will do so. Suffice to say, it involved a film crew being at our house last week...

    Not much else to report. We have ordered a new dishwasher that will arrive on Thursday. Probably a bit of an extravagance really, but we got it £120 off and with time being tight and sleep deprivation definitely still lurking, then we think it's a need at this point in time.

    Right, off to watch Game of Thrones! :D
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
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