SF's road to mortgage freedom!

Karmacat

SF, you can't do it all! Keep the blog just ticking over, and as you say the mortgage overpayments are on the back burner.

Have you spoken to the health visitor about DS? And I've just been cranial osteopathy for babies: http://www.netmums.com/coffeehouse/baby-794/babies-birth-12-months-58/692318-cranial-osteopathy-babies-experiences-advice-please-all.html
Obviously, you have to get the best person, no question.

Be kind to yourself, especially when you're in a grump! You been out for a walk today?

slowlyfading

Karmacat wrote: »

SF, you can't do it all! Keep the blog just ticking over, and as you say the mortgage overpayments are on the back burner.

I feel like I'm not doing enough!

Have you spoken to the health visitor about DS? And I've just been cranial osteopathy for babies: http://www.netmums.com/coffeehouse/baby-794/babies-birth-12-months-58/692318-cranial-osteopathy-babies-experiences-advice-please-all.html
Obviously, you have to get the best person, no question.

I haven't spoken to HV, I might give her a ring on Monday. And I've never heard of that, so I'm off for a read. Thanks for sharing

Be kind to yourself, especially when you're in a grump! You been out for a walk today?

Some days I'm quite pleased that I manage to get dressed and look vaguely presentable; how life has changed

Goldiegirl

Don't beat yourself up about overpayments and early retirement


50 is a very early goal for retirement - I wouldn't have been able to retire at 50, and I never had expensive things like children.


Just concentrate on today for the time being.


According to my mum, I never slept at night. I think it's just the way some people are - even today I sleep better in the mornings than at night. But, as my mum told me, this stage doesn't last forever, and it apparently does get better over time. But not much consolation for you now

SuperSecretSquirrel

You are doing amazingly well just to avoid going backwards at the moment SF. Reduced maternity income is a temporary thing, and not a time to fret over not saving or overpaying enough, for you to manage anything at all at the moment is an achievement in itself!

I'm continually impressed with how you've managed to regularly update the blog with a littley in tow

Sleep will be a part of your life again soon, little comfort right now I know, but there is light at the end of the tunnel!

cookie9

Sf when you don't get enough sleep it is hard to function. Little cookie was terrible when he was young. I don't need much sleep but after months just 1-2 hours I was a zombie. Don't worry about things so much and just enjoy little Sf. Things will work out.

slowlyfading

Thanks everyone; it's not any better so I'm a bit of a zombie at the moment. I hope every night for just a little longer in between waking, but it doesn't seem to be happening any time soon

slowlyfading

I've done the very dull task of listing some things on the bay of e today - only 7 but I'm hoping that they sell for a reasonable amount. That's all I could face doing as it seemed to take an age today!

I can't believe it's nearly the end of January my maternity leave is going too fast I need to make some decisions about what I'm going to do about returning to work and my hours etc., which need some thinking about. I really want to try and build up my online income so that I can balance it out, though that means being even more vigilant about my use of time.

I'm also planning to have a massive clear out of my wardrobe and either try and sell some more things, take things to the charity shop and then chuck the rest. I'm so fed up of all of the clutter we seem to own, plus I don't even wear half of what I own! I'm leaning more and more towards the idea of a capsule wardrobe, and buying slightly more expensive clothes in the hopes they'll last longer.

Right, need to get DS sorted and into bed. Fingers crossed tonight might be the night he sleeps!

Karmacat

Hi SF, good to hear from you I *so* agree with you about a capsule wardrobe - I'm using up what I've got, I can't afford to replace really, but I definitely intend to lower the amount of clothes that I have - even T shirts, I have dozens of them!

I agree about the use of time - I'm having a few illuminated moments myself about what I do and don't do around being online - oops!

I hope tonight *is* the night DS sleeps.

edinburgher

Happy new year SF

Not going to be all false positive on the sleeping front, we still think it's a 'treat' if DD only wakes up once and 08:00 is a 'lie in', even if she wakes at 05:00 for a feed :rotfl:

I can probably relate to your muddle/blues over financial goals while on maternity leave, we've found it challenging as well. I've done what little things I can (opening SIPPs with minimal monthly payments etc.), but we are currently £1k+ down on our monthly income when Mrs E returns to work.

That said, don't wish the time away. Suspect that Mrs E is dreading going back and she still has 4 months to go.

Karmacat

Erm, I have news for you - as you age, 8am becomes a lie in for everyone, even if they don't have kids. Like me, for example. Sorry!