SF's road to mortgage freedom!

slowlyfading

Plodding along here, very much so. We have no kind of routine and it's starting to get to me a bit; DS didn't go to sleep until 3:25am this morning and it was very much a battle of wills at that point. So, starting tomorrow, we're going to try bath/milk/story then down in moses basket and see what happens. I need more sleep!

Sold another three items on the bay of e today; only made £9 but every little helps. Just using the 20 free listings you get each month to see what happens; not stressing if things don't sell, but pleased if they do

Spent £40 in mr ms today, though not sure what on. However, having to purchase top up formula soon bumps the costs up! Anyway, not bad in the grand scheme of things. Transferred £80 to savings as it seems we're doing okay.

Feeling a bit meh about the blog today; kind of lost my blogging mojo a bit. Views are down this week as I've not had time to promote/comment on other blogs and I don't see that changing any time soon. I'm also unsure as to how to go from here in terms of making it better/produce an income and start on other streams of income. Are there any blog posts you'd particularly like to see on there?

Ho hum, like I said, plodding along.

AlexLK

I'm not really sure how you make money out of blogging but I do wonder if it's the sort of thing that requires an awful lot of effort for very little in terms of reward. Bloggers may tell me otherwise, of course.

Just wondering if there's something you could be doing that could earn more in terms of an income? I was thinking along the lines of something music based. Perhaps teaching the instrument(s) you play or composing / arranging educational material may also be a possibility as you're good with the internet side of things to promote yourself. A musician friend of mine does quite well (for a couple of hours, one night per week) from directing a choir that sings popular music, if you can stand the 40-odd +, 50 year old women that inevitably turn up to such groups, not something I could cope with personally, in fact don't think I could be paid enough for that but you may be able to?

I presume the additional income is for whilst you are on maternity leave and to top up your main teaching income for when you go back to work, rather than something you hope to become a full time business.

Karmacat

I'm sure routine will help, SF - needs to be flexible, of course, but it will help all of you.

Ebay - I look at putting big stuff on, but I've thrown out a whole load of magazines that I tried to sell on there. Occasionally, one sold, but the average income was about 25p per hour, if that. Really not good enough!

Pming you about teh blog, but I agree with Alex, its long term, if that.

slowlyfading

So, interviewed for the d@ily m1rror today

http://www.mirror.co.uk/money/meet-super-savers-stashing-away-6498574

Karmacat

SF!!!


You star!!!


:j:j:j:j:j:j


:beer::money::beer::money::beer::money:

Have some cake
:bdaycake:

Goldiegirl

Well done, that's a pretty cool thing to happen!


I was interested to read what you said to the Mirror.


At the moment, our pension income is about £18,500, and we do live quite comfortably on that income. We've enough for all our outgoings, house maintenance and days out etc.


But what I was wondering, have you taken inflation into account, because £18000pa will be quite a low amount to live on in 25 - 30 years time.


You mentioned that you want to do some travel after retirement - I'd just mention that our holidays don't come out of our current income, money from savings is being used for our travel at the present time.


I just thought I'd mention it, just food for thought when you are reviewing plans etc:)

slowlyfading

Karma - thanks it'll have to be virtual cake!
GG - yes, the only person to comment on the article mentions that too - not sure what to do about that? Hopefully income via investments/interest will help to boost the amount but its definitely something to have a think about,

Westie983

YAY well done you, its amazing how potting so little each day/week that it adds up....

greent

Well done, Sf! Off to read said article now.....


xx

Karmacat

As far as inflation goes, SF, you'll be able to adjust the amount you're aiming for, if necessary, logically it will have to be £equivalent, rather than an actual amount. If we *do* go deflationary for a few years, I wonder if that might actually help you, if your income stays the same?