Slimming down the debt and the body in 2013!

clippy_girl

yippee! well done! :T:T:T:T:T:T

mandz1

Thanks clippy!!

Next target is set for my £2130 debt to be diminished. According to a snowball i did last night, i should be able to clear it in a year. my other debts will be minimum payments.

Still going to try and make money on the way, either through ebay, fb selling, surveys etc. Also going to carry on being a tightwad! lol i mean frugal.

want to sort all the stuff out in the house, get rid, sell or charity shop it.

Also need to concentrate more on reducing my waistline as i havent been doing well recently.

mandz1

Just put a load of clothes on ebay for my mum, we are splitting the amount we make. Also put on a cot for my sister. Glad to be finished and ive only done 35 items, i know some people do alot more.

Got a stew in the oven cooking slowly for dinner, hoping it turns out ok.

Got to get this house cleaned up a bit more now. Need to hoover stair carpet, clean top of oven, mop kitchen and livingroom.

Dentist on tuesday for me and i have booked cats in for her vaccinations on thursday.

wannabee_in_credit

Well done on the debtbusting this week Mandz, and good luck with the next one.
I wish I could be bothered with eBay but I just can't, lol.

mandz1

Hi wannabee

Yesterday went to dentist and hes fixed one of my teeth.Looks loads better now.

Tomorrow is vet day, cat has got her jabs. £10 dd debt payment comes out aswell. Going to try and fill cupboards/freezer and also need to pay off my trainers to my mum. will give her that on saturday when i see her. If i feel like i cant afford it, i will wait till end of month

mandz1

Took the cat to the vets, had to pay for the jab she had and the one booked in for 3 weeks times. so £30 gone. DD came out £10.

Owe my mum some money for an iron she picked up for me cos it was half price and also from what i owe for ikea a few weeks ago. Plus my phone bill that comes to £33.30. Dont know whether to pay off my trainers, then this or other way round. Dont think it matters too much as will pay them both before the end of the month.

Payments of debt left for this month mount to £30. All left over money will roll over to next months overpayments

mandz1

So feb will end with a good amount of payments been made.
Have already sorted out most of march's payments aswell. Overpayments will be saved and then made at the end of march.
Not much planned so shouldn't need to spend alot. Do need to buy 2 birthday presents though for 2 of my nieces. Although i dont have a clue what to get them.

Half term this week, kids are already stressing me out as they just wont stop fighting, shouting, messing up my house. just being normal kids knowing how to stress out their mummy.

Got a few things done today, so just need to keep on top of stuff now

mandz1

Also end of next month, im hoping to be under 7k

mandz1

Just treated myself to a hair cut £11 for small cut and a few layers.
Paid £20 of smallest debt today and have £10 due out on thursday. Need to pay my mother some money.

At the weekend i brought both of my kids new trainers as they really needed them. Also brought some new school tops for ds1 and trousers for ds2.

Need to sort out the house again, after a week off school the kids have messed the house up.

mandz1

Payments for feb total £308. that includes payments to mum. minus mum payments = £270 to debts.

Savings are going well, all £2 coins and 50p are being saved, as are 5ps,2ps, and 1ps.

Payments tomorrow as well including tv licence and daniel silverman.